Prudent Pet | Pet Insurance Review

4.8

out of 5

Number of reviews 2,475

It’s never fun to think about your pet facing a health scare. But Prudent Pet is here to give you peace of mind so you’ll be ready when something happens. They want you to be able to focus on the cuddles and snuggles, the tricks and treats, and the walks in the park. They’ll take care of the rest! They offer a choice between an Accident only plan and a full coverage plan covering Accidents and Illness. All of the policy details below are applicable to both types of plan, unless stated otherwise. Learn more about Prudent Pet’s plan options, read customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Ernesto and Yasmarlyn Mejia

Stephanie was a great help explaining…

Stephanie was a great help explaining the policy. Only issues I had is the the hours are from 8am-4pm. It was difficult to call within those times while I’m at work
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5

out of 5

POSTED: | BY: mark Bennett

Accurate information…great product…

Accurate information…great product offering Very grateful I purchased insurance for the pet my family loves.
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5

out of 5

POSTED: | BY: Laurie Smith

I just joined for my 2 dogs and cat

I just joined for my 2 dogs and cat. Customer service was amazing and was very good price. I will know more if my pet is ever in need. Laurie Smith
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4

out of 5

POSTED: | BY: Julis

Easy way o set up and I love that a…

Easy way o set up and I love that a live person called me and I was able to make some updates need.
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5

out of 5

POSTED: | BY: Michelle Robles

First Timer-Incredibly Positive Experience

We are new to the pet insurance industry. Prudent was out of this world helpful. They answered all of my questions in a very positive and informed manner. They provided extremely useful advice on which policy would best fit our needs without the hard push to sell something. There’s a reason they are so highly rated and I experienced all of it. I feel like I was listened to, heard and walked away feeling like I made the right decision with my needs and wants met. Check them out. You won’t be disappointed.
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Monthly Cost

Monthly rates start at $10 for Accident only and $16 for Accident & Illness coverage. Those rates vary based on species, age, breed as well as your location.

Coverage

We cover based on the actual vet bill and have options for 90%, 80% or 70% reimbursement.

Payout Limits

We offer limits of $2,500, $5,000, $10,000, $15,000, $20,000 and an unlimited plan.  There are no lifetime limits with any option you choose.

Deductible

Choose a deductible that works best for you and your family, we offer $100, $250 and $500 options.

Age Limits

We have no age limits, but your pet will need to be at least 8 weeks old to enroll.

Waiting Period

For our accident & illness plans (essential & ultimate), we have a 14-day waiting period. Our accident-only policy only has a 5-day waiting period. There is no waiting period for wellness coverage.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered by our policies. Optional Wellness Details We have two preventive/wellness plan options. Our basic option costs $9.95/month* and our Prime option costs $24.95/month*. These cover things like wellness exams, dental cleanings, or flea/heartworm prevention. Reimbursement for these is based on a set maximum annual amount. *Correct Jan. 2019
Prudent Pet Pet Insurance detail
Prudent Pet Insurance helps you keep the promise to your pets. We were founded with the belief that pet insurance should be simple, fun, and cute and we stand by that to this day. But most importantly, we’re simple to understand and easy to purchase.
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