Prudent Pet | Pet Insurance Review

4.8

out of 5

Number of reviews 2,466

It’s never fun to think about your pet facing a health scare. But Prudent Pet is here to give you peace of mind so you’ll be ready when something happens. They want you to be able to focus on the cuddles and snuggles, the tricks and treats, and the walks in the park. They’ll take care of the rest! They offer a choice between an Accident only plan and a full coverage plan covering Accidents and Illness. All of the policy details below are applicable to both types of plan, unless stated otherwise. Learn more about Prudent Pet’s plan options, read customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Valued Customer

Carmen

Carmen, the Customer Service Rep was great. She explained everything in detail about the plan, and made some great coverage add on suggestions. She helped me make some informed choices for my pets care.
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5

out of 5

POSTED: | BY: dlozanodeweypest.com

Easy

Easy, stress free claim process, which was settled super fast.
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5

out of 5

POSTED: | BY: Gretchen Eckermann-Richardson

They are friendly and efficient and so…

They are friendly and efficient and so wonderful responding to my claim so quickly.
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5

out of 5

POSTED: | BY: Rebeca Khoury

Prudent pet is such an amazing company

Prudent pet is such an amazing company. No hassle reimbursement, the adjusters reached out to me immediately when they had a question, they helped retrieve some of my cat’s records from a problematic vets office and I got reimbursed for my cat’s medical within 48 hours of filing a claim. The best part about it is, I did not even realize I had a policy during the time my cat got injured and I was still able to go back and file a claim! Awesome company for pet insurance! Highly recommend!
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5

out of 5

POSTED: | BY: Marianne M

Stefanie in sales and Delaney in…

Stefanie in sales and Delaney in customer service were great to work with. They were very helpful and I am very excited to have my new puppy insured by prudent pet insurance. They both helped me through the process, answered all of my questions and assisted me in signing up. Thank you Stefanie and Delaney.
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Monthly Cost

Monthly rates start at $10 for Accident only and $16 for Accident & Illness coverage. Those rates vary based on species, age, breed as well as your location.

Coverage

We cover based on the actual vet bill and have options for 90%, 80% or 70% reimbursement.

Payout Limits

We offer limits of $2,500, $5,000, $10,000, $15,000, $20,000 and an unlimited plan.  There are no lifetime limits with any option you choose.

Deductible

Choose a deductible that works best for you and your family, we offer $100, $250 and $500 options.

Age Limits

We have no age limits, but your pet will need to be at least 8 weeks old to enroll.

Waiting Period

For our accident & illness plans (essential & ultimate), we have a 14-day waiting period. Our accident-only policy only has a 5-day waiting period. There is no waiting period for wellness coverage.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered by our policies. Optional Wellness Details We have two preventive/wellness plan options. Our basic option costs $9.95/month* and our Prime option costs $24.95/month*. These cover things like wellness exams, dental cleanings, or flea/heartworm prevention. Reimbursement for these is based on a set maximum annual amount. *Correct Jan. 2019
Prudent Pet Pet Insurance detail
Prudent Pet Insurance helps you keep the promise to your pets. We were founded with the belief that pet insurance should be simple, fun, and cute and we stand by that to this day. But most importantly, we’re simple to understand and easy to purchase.
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