Prudent Pet | Pet Insurance Review

4.8

out of 5

Number of reviews 2,466

It’s never fun to think about your pet facing a health scare. But Prudent Pet is here to give you peace of mind so you’ll be ready when something happens. They want you to be able to focus on the cuddles and snuggles, the tricks and treats, and the walks in the park. They’ll take care of the rest! They offer a choice between an Accident only plan and a full coverage plan covering Accidents and Illness. All of the policy details below are applicable to both types of plan, unless stated otherwise. Learn more about Prudent Pet’s plan options, read customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1

out of 5

POSTED: | BY: Kenon Bliss

Total scam

Rejected claims with no explanation other than 'terms of service' for over a period of 6 months, emergency services, and ultimately euthanasia. The final one it was all written off with deductibles. You pay out of pocket for all services up front with the impression you can file a claim, and guess what.... wasn't worth the premiums and we canceled it for all our pets.
5

out of 5

POSTED: | BY: Jackie Olson

Horrible conclusion

The lady from Texas that I talked to was so very sweet and helpful. I really appreciate how she explained everything. A couple hours after I talked to her my puppy found something on the floor and started choking and we had to do CPR and Mouth breathing for her on the way to the vet who is 5 mins away. She passed by the time we got there. I phoned this morning to report this horrible event and the lady was very nice and took Finn off our account. I know there will be an adjustment but right now I don't care. Jackie Olson,
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5

out of 5

POSTED: | BY: Challze Contreras

Wonderful staff

The staff is wonderful in explaining how the insurance works. Definitely going to encourage other pet parents to get their pets insured
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5

out of 5

POSTED: | BY: Mary C

Carmen answered all my questions while…

Carmen answered all my questions while I was comparing companies and plans and checked in every few days to let me know she was available to help. I appreciated that very much.
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5

out of 5

POSTED: | BY: Paige Klein

Spoke with a rep named Stephanie

Spoke with a rep named Stephanie. She was very knowledgeable, so nice, and helped guide me/answered all questions about the policies so I could make an educated decision. I really appreciate her help with my new puppy! Great job!
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Monthly Cost

Monthly rates start at $10 for Accident only and $16 for Accident & Illness coverage. Those rates vary based on species, age, breed as well as your location.

Coverage

We cover based on the actual vet bill and have options for 90%, 80% or 70% reimbursement.

Payout Limits

We offer limits of $2,500, $5,000, $10,000, $15,000, $20,000 and an unlimited plan.  There are no lifetime limits with any option you choose.

Deductible

Choose a deductible that works best for you and your family, we offer $100, $250 and $500 options.

Age Limits

We have no age limits, but your pet will need to be at least 8 weeks old to enroll.

Waiting Period

For our accident & illness plans (essential & ultimate), we have a 14-day waiting period. Our accident-only policy only has a 5-day waiting period. There is no waiting period for wellness coverage.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered by our policies. Optional Wellness Details We have two preventive/wellness plan options. Our basic option costs $9.95/month* and our Prime option costs $24.95/month*. These cover things like wellness exams, dental cleanings, or flea/heartworm prevention. Reimbursement for these is based on a set maximum annual amount. *Correct Jan. 2019
Prudent Pet Pet Insurance detail
Prudent Pet Insurance helps you keep the promise to your pets. We were founded with the belief that pet insurance should be simple, fun, and cute and we stand by that to this day. But most importantly, we’re simple to understand and easy to purchase.
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