Pets Best | Pet Insurance Review

4.3

out of 5

Number of reviews 14,119

Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. is recommended by veterinarians across the U.S. Learn more about Pets Best plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: I K

Fast payment and good communication

Fast payment and good communication
5

out of 5

POSTED: | BY: LECIA HARMER

Best Pet Insurance EVER

I have had such a great experience with Pets Best. My doggie is 15 years old and has had so many health problems this year. Pets Best has been the silver lining. I never thought that they would cover so much with no questions asked and no nickel and dining me over every little thing like all of the other companies I used did. We had 2 or 3 other pet insurances for my boy over the years, and nothing compares. Some of them play this game like, Oh, we will cover 90% of what you pay, but then you find out it's really 90% of what they consider a "reasonable" cost, which is never what the going rate is. Guess what? None of that garbage with Pets Best. It honestly has been exactly what I would want and expect from a pet insurance company. I couldn't think of anything I would change. Thank you, Pets Best, for helping me and my pup so much.
5

out of 5

POSTED: | BY: Susan Holsapple

Pets Best Stands by their Commitment and Delivers as Promised

I have Pets Best policies for two pets. I have had to file multiple claims for one of them, as she has had a number of serious health crises. Even though some of these crises happened very close together, Pets Best has stood behind their commitment and followed through on reimbursing me for all the costs that are covered in my policy. In addition, the claim process was easy and handled in a very timely manner, with notification sent to me to assure me that they were working on my claims. Not having to stress over my claim at times when I have been highly stressed over the health of my pet has been invaluable to my own wellbeing and peace of mind. I very highly recommend Pets Best!! The service and commitment I have received has been nothing short of excellent!
1

out of 5

POSTED: | BY: Julie Giancaspro

Not good

Had PetsBest for one year. Filed first claim regarding fracture tooth and my pup needed to have extraction due to infection. They raised the monthly rate and denied claim! I called and CANCELLED. They don't follow their own coverage.
5

out of 5

VETERINARIAN: Aquia-Garrisonville Animal Hospital

POSTED: | BY: Gale Knowles

Good Pet Insurance

Very good pet insurance. Ease when putting in claims. Tell all my friends about the pet insurance.

Monthly Cost

$6 and up, depending on your chosen plan.

Coverage

Accident and Illness plans with optional reimbursement levels of 70%, 80%, or 90% after the deductible. Flat Rate Accident coverage for $9/month for dogs and $6/month for cats. (Available in most states). Two optional Wellness plans to cover routine care. 24/7 Pet Helpline, powered by whiskerDocs is included on all policies. The pay-out amount is based on your actual vet bill. Reimbursements are sent directly to CareCredit credit card when chosen as your default reimbursement method. Choose to have your eligible claim payment reimbursed directly back to your CareCredit card.

Payout Limits

$5000 -Unlimited annual limit, depending on your chosen plan. Unlimited lifetime limits.

Deductible

$50 – $1,000 annually.

Age Limits

Pet must be at least 7 weeks old to enroll. Pets Best does not restrict coverage or availability for older pets.

Waiting Period

A waiting period refers to the amount of time after enrolling before your pet is eligible for coverage. Waiting periods vary by the type of coverage and start on the effective date of your policy. Once met, waiting periods are waived for continuous, uninterrupted policy renewals. Pets Best offers some of the shortest waiting periods in the industry following the policy effective date. Get a quote for specific information on waiting periods in your state.

Exclusions

Pre-existing conditions are not covered. Elective and preventive procedures are not covered.

Disclosures

Waiting periods, annual deductible, co-insurance, benefit limits, and exclusions may apply. For all terms visit www.petsbest.com/policy. Products, schedules, discounts, and rates may vary and are subject to change. Premiums are based on and may increase or decrease due to the age of your pet, the species or breed of your pet, and your home address.

Pet insurance coverage offered and administered by Pets Best Insurance Services, LLC is underwritten by American Pet Insurance Company (NAIC #12190), a New York insurance company headquartered at 6100 4th Ave. S. Suite 200 Seattle, WA 98108, or Independence American Insurance Company (NAIC #26581), a Delaware insurance company located at 11333 N. Scottsdale Rd. Ste. 160 Scottsdale, AZ 85254 or MS Transverse Insurance Company (NAIC #21075), located at 15 Independence Blvd. Suite 430, Warren, NJ 07059. Pets Best Insurance Services, LLC (NPN #8889658, CA agency #0F37530) is a licensed insurance agency located at 11333 N. Scottsdale Rd. #160 Scottsdale, AZ 85254. Each insurer has sole financial responsibility for its own products. Please refer to your declarations page to determine the underwriter for your policy. Terms and conditions apply. See your policy for details.

Pets Best was founded by veterinarian Dr. Jack Stephens, whose passion for saving pets led him on a mission to provide access to comprehensive, yet affordable, animal healthcare. Pets Best offers pet insurance for dogs and cats in every state and has paid nearly $150 million in claims since 2005. Pets Best is rated 9.6 out of 10 (TrustPilot) and is recommended by veterinarians across the U.S. Built upon a legacy of innovation, it focuses on putting customers first by offering unlimited accident and illness plans, wellness plans, a mobile app, a 24/7 Pet Helpline (powered by whiskerDocs), and more.

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