PetPremium | Pet Insurance Review

9.2

out of 10

85 Verified Reviews

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PetPremium offers two levels of pet health insurance and optional wellness coverage. Its pet portal, featuring pet care and breeding services and expert resources, supports pet owners through every stage of the pet parenting experience. Learn more about Pet Premium’s plan options and read customer reviews so you can make an informed choice about your pet insurance provider.
10

out of 10

POSTED: | BY: Glennda Currence

Economical, reliable, efficient and helpful!

This company is fair, reasonably priced for coverage...different levels of coverage, and helpful when you call. I am so glad Peanut is covered with Nationwide!!!!!!
8

out of 10

POSTED: | BY: Dolores E

I appreciated how easy it was to submit a claim

I have had this pet insurance since I adopted my fur baby, and I appreciate how easy it has been for me to file insurance claims for his care.
10

out of 10

POSTED: | BY: Peggy Wenstrand

Always glad I have pet insurance

Good to have
10

out of 10

POSTED: | BY: Rosita

Fantastic customer service with people that love our pets as much as we do!

I spoke with 3 Nationwide agents regarding recent claim and renewal of my policy (Laurel, Rose and Del). Each provided expert advice and went above and beyond to answer my questions!
10

out of 10

POSTED: | BY: quintin thompson

Excellent

Truly a blessing to have I love the ease of submitting a claim in the expediency of the resolve of the claim

Monthly Cost

$12 – $80, depending on your chosen plan.

Coverage

Select either the Accidents Only Coverage or Total Coverage plan. Both plans have annual limit options of $2,500, $3,000, $4000, $5,000, $7,000, $10,000, $15,000, $20,000 and unlimited. You can also select a Reimbursement percentage of 70%, 80% or 90% and an Annual Deductible of either $100, $250 or $500.

The Total Coverage plan covers accidents and illnesses, hereditary and congenital conditions. Behavioral Treatments, as well as Alternative Therapies are covered.

The Accident Only Plan does have allowances for Alternative therapies.

Both plans offer a Wellness plan as an extra option.

Payout Limits

Annual claim limits of $2,500, $3,000, $4,000, $5,000, $7,000, $10,000, $15,000 or $20,000 depending on plan coverage selected.

Deductible

$100, $250 or $500 annually.

Age Limits

Pets must be at least 8 weeks old to enroll. There is no upper age limit.

Waiting Period

Coverage for illnesses, including congenital and ACL injuries begins 14 days after date listed on policy. Accidents are covered the day of policy issuance.

Exclusions

Pre-existing conditions are not covered.

Hereditary and congenital conditions and behavioral conditions and alternatives therapies (such as acupuncture, hydrotherapy and chiropractic), are covered on Total Coverage plan

Dental injuries are covered, however exclusions apply for dental illnesses.

Optional wellness plans (three options) are available for an additional cost.

Since 2013, PetPremium has strived to ensure pets across the U.S. stay happy, healthy and protected. As well as offering two levels of pet health insurance and optional wellness coverage, PetPremium’s pet portal, featuring pet care and breeding services and expert resources, supports pet owners through every stage of the pet parenting experience. Passionate about protecting human and pet health and natural resources, PetPremium is committed to promoting environmental stewardship and implementing innovative environmental technologies and practices.

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