Petplan is a leading pet health insurance provider in the United States and Canada the preferred provider of pet insurance for the American Animal Hospital Association and AARP members. For nearly 15 years, Petplan has set the gold standard for pet health insurance coverage as the first pet health insurance provider to offer a “Covered for Life” option and cover pets of any age without broad exclusions for hereditary and chronic conditions. 

Average customer rating

9.1 Out of 10
60 Days 1 Year Lifetime
Rating 9.0 8.6 9.1
Count 20 86 3801

Petplan Canada

10
Out of 10
Insurer: Petplan Canada
Posted: 06/30/2008
By:
Ben and Nora

We first insured our two Labrador Retriever puppies, Gus and Quincy, with AKC another company under a promotional plan. The promotional policy was set to expire after a few months unless we renewed it, so I read the language and was shocked to learn the...

Injury/illness
Claim Amount
Breed
Age of Pet
10
Out of 10
Insurer: Petplan Canada
Posted: 06/26/2008
By:
Magda

Bailey, my 1 year old Labrador retriever had to have surgery. I was devastated when I heard the news. It was so upsetting seeing my puppy suffer and being confined to the crate. He is well on his recovery path and I hope the future will be more rewarding...

Injury/illness
Claim Amount
Breed
Age of Pet
10
Out of 10
Insurer: Petplan Canada
Posted: 06/26/2008
By:
brandy

My husband and I got married last May, and shortly after the honeymoon we thought we were ready for step two of the "fairy tale." After a month of researching different dog breeds, we decided that our first "baby" would be an adorable American Bulldog...

Injury/illness
Claim Amount
Breed
Age of Pet
10
Out of 10
Insurer: Petplan Canada
Posted: 06/24/2008
By:
Terry

I had never heard of pet insurance before. In fact, I laughed at my girlfriend when she told me she insured our dog. I'm happy to say that I was wrong (how many guys will admit that?)...Petplan DOES pay claims! Their claims reps are professional, friendly...

Injury/illness
Claim Amount
Breed
Age of Pet
Monthly Cost

$16 - $60, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible. 

Non-routine exam fees, including at ER and Specialists, are covered.

The pay-out amount is based on your actual vet bill.

Use your current veterinarian or any veterinarian in the US or Canada.

Payout Limits

Annual limits range from $2,500 to unlimited depending on your chosen plan.

No per condition limits.

No limits or exclusions for hereditary or chronic conditions.

Deductible

Annual deductible from $100 to $2,500.

Per condition deductibles from $100 to $2,500 also available.

Age Limits

Pet must be at least 6 weeks old to enroll. 

No upper age limits apply.

Waiting Period

Coverage goes into effect at 12:10am the day after activation. Accident claims are valid after a 5-day policy waiting period. A policy waiting period of 15 days applies for illness claims. 

Hip dysplasia – standard illness waiting period applies.
Cruciate, patella, and soft tissue disorders of the knee – six (6) month exclusionary period (waivable by Petplan if a healthy knee exam by your veterinarian during the policy period – call Petplan 24/7 for details).

Exclusions

Pre-existing conditions are not covered.  Curable pre-existing conditions may be coverable after an exclusionary period – call Petplan directly 24/7 to learn more.  Preventive care expenses are not covered.

Alternative therapies such as acupuncture, physical therapy, hydrotherapy, and holistic care are covered as standard in every plan.  No additional fees.

Non-routine exam fee coverage, including specialists, and non-routine dental coverage including periodontal disease, are covered as standard in the policy. 

Coverage is available for boarding kennel fees, advertising and reward costs for lost pets, vacation cancellation and death benefits.

Petplan is a leading pet health insurance provider in the United States and Canada the preferred provider of pet insurance for the American Animal Hospital Association and AARP members. For nearly 15 years, Petplan has set the gold standard for pet health insurance coverage as the first pet health insurance provider to offer a “Covered for Life” option and cover pets of any age without broad exclusions for hereditary and chronic conditions. 

Petplan’s innovative approach to pet insurance has been recognized by Forbes, Financial Times, Bloomberg, Inc. magazine, Smart CEO, the Communicator Awards, Ernst & Young and many others. 

Petplan supports partner shelters, rescues and humane societies across the U.S. in addition to funding humane veterinary research into hereditary, congenital and other chronic conditions through the Petplan Fund.