PetFirst Pet Insurance is committed to providing cost-effective pet insurance plans for dogs and cats of any age and breed.  PetFirst’s pet insurance plan is one of the most comprehensive on the market, and is available in all 50 states.

Average customer rating

7.3 Out of 10
60 Days 1 Year Lifetime
Rating 9.5 9.0 7.3
Count 19 135 1038

PetFirst

10
Out of 10
Recommended
Insurer: PetFirst
Posted: 04/26/2019
By:
Barbara Reeves

Between the PetFirst website, the forms provided, and Customer Service, the process went very smoothly. Since this was our first claim, we had more paperwork at the front end, but both the emergency clinic and our vet were very familiar with the...

Injury/illness
Claim Amount
Breed

Mixed Breed

Age of Pet
Over 8 years
Monthly Cost

$16 - $100, depending on your chosen plan.

Coverage

You have a co-pay of 10% - 30% after your deductible. 

The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limits of $1,000, $2,000, $5,000, $10,000, or $20,000 depending on your chosen plan. 

No lifetime limits apply.

Deductible

$50 - $500 per incident.

Age Limits

Pet must be at least 8 weeks old to enroll. 

No upper age limits apply.

Waiting Period

Coverage begins 1 day after date listed on policy for accidents. A policy waiting period of 14 days applies for illness claims.

Exclusions

Pre-existing conditions are not covered. 

Hereditary, chronic and congenital conditions are covered.

Optional Routine Care package can be added for an additional fee, and includes coverage for annual exams, vaccines, flea and tick prevention, microchipping and behavior training.

PetFirst Pet Insurance is committed to providing cost-effective pet insurance plans for dogs and cats of any age and breed. 

Since 2004, PetFirst has enabled pet owners to effectively plan ahead for the expenses of providing veterinary care for their four-legged friends. PetFirst’s pet insurance plan is one of the most comprehensive on the market, and with varying annual benefit options, there is a plan to suit every pet and budget. 

PetFirst's Pet Insurance is available in all 50 states and coverage includes hereditary, congenital and chronic conditions.