PetFirst | Pet Insurance Review

7.8

out of 10

1418 Verified Reviews

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 10.0
  • 9.4
  • 7.8
  • Count
  • 1
  • 79
  • 1418
PetFirst Pet Insurance is committed to providing cost-effective pet insurance plans for dogs and cats of any age and breed.  PetFirst’s pet insurance plan is one of the most comprehensive on the market, and is available in all 50 states. Learn more about PetFirst’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
10

out of 10

POSTED: | BY: MAUREEN T

10/10 FANTASTIC COMPANY

I HAVE ALWAYS BEEN SKEPTICAL ABOUT BUYING PET INSURANCE. OUR POMERANIAN IS 8 YEARS OLD AND GETTING TO THE NON INSURABLE AGE AND DECIDED MAYBE WE SHOULD GIVE IT A TRY WHILE WE STILL HAVE A CHANCE. WE PURCHASED THE INSURANCE ON SATURDAY AND MONDAY OUR DOG WENT IN AND HAD HIS YEARLY CHECKUP AND TEETH CLEANING. HE ENDED UP HAVING A BAD PROBLEM AND HADN TO HAVE 21 TEETH REMOVED. IT WAS TO SOON TO HAVE ILLNESS COVERAGE BUT THEY PAID THE $220.00 OF THE ROUTINE WITH NO PROBLEM. SURE DID HELP ON A $750.00 BILL. i AM A BELIEVER OF PET INSURANCE NOW, AT LEAST WITH THIS COMPANY. THANKS SO MUCH!!!
5

out of 10

POSTED: | BY: Laura Cullen

Beware of low per incident limits

I found out the hard way that PetFirst's per incident limits were a joke. When my 5 yr old Golden Retriever was diagnosed with Lymphoma I was devastated. The last thing on my mine was the cost of treatment since I had pet insurance. Well, PetFirst has a per incident limit on their plans. This means they limit the reimbursement for each condition. I had their middle Preferred Plan. It has a limit of only $2500 on each diagnosis. This only paid for the initial testing and 2 rounds of chemo. I ended up paying over $3000 out of pocket to treat my dog. If I had to do it all over again, I would have chosen a company that has no per incident or diagnosis limit. This insurance is ok, but only if nothing serious happens.
10

out of 10

POSTED: | BY: Sara

Very happy with Pet First!!

I got a puppy a few months ago and thought insurance was the way to go. I have been nothing but happy with Pet First. I have been reimbursed for my claims and in a very timely matter. I hope that nothing serious happens to her but I have full confidence in Pet First that if it does I will not have any problems. I would recommend this insurance to anyone who is out there looking.
10

out of 10

POSTED: | BY: Melanie

Amazing insurance!!!

We purchased the basic plan for our dog, Max, and could not be any happier. We have filed 7 claims to date, and ALL of them have been approved with no questions asked! He recently had knee surgery performed to correct a luxating patella that occurred due to a nasty fall, and they sent us a check for $1,410!! So after 6 months, PetFirst has already reimbursed us for $1,839!!! Don't look elsewhere! This is the absolute best pet insurance on the market!!
10

out of 10

POSTED: | BY: Bryan

Easy to Understand

I signed up online where it was simple and straight forward. I've made one claim in which they paid back within 8 days, I could even check to see where they were in processing my claim on their website and there is no confusion on how much you will get back on your claim.

Monthly Cost

$16 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10% – 30% after your deductible.

The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limits of $1,000, $2,000, $5,000, $10,000, or $20,000 depending on your chosen plan.

No lifetime limits apply.

Deductible

$50 – $500 per incident.

Age Limits

Pet must be at least 8 weeks old to enroll.

No upper age limits apply.

Waiting Period

Coverage begins 1 day after date listed on policy for accidents. A policy waiting period of 14 days applies for illness claims.

Exclusions

Pre-existing conditions are not covered.

Hereditary, chronic and congenital conditions are covered.

Optional Routine Care package can be added for an additional fee, and includes coverage for annual exams, vaccines, flea and tick prevention, microchipping and behavior training.

PetFirst Pet Insurance is committed to providing cost-effective pet insurance plans for dogs and cats of any age and breed. Since 2004, PetFirst has enabled pet owners to effectively plan ahead for the expenses of providing veterinary care for their four-legged friends. PetFirst’s pet insurance plan is one of the most comprehensive on the market, and with varying annual benefit options, there is a plan to suit every pet and budget. PetFirst’s Pet Insurance is available in all 50 states and coverage includes hereditary, congenital and chronic conditions.

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