As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.
Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
Haven't heads anything back from Nationwide about my pet being approved or denied. Got an email from the Medical Underwriters department saying they needed to gather info from my vet, but haven't heard anything.
The representative was very kind and thorough and the price seemed good it was a good experience and I read good reviews about it on Facebook that's how I found them
🌟🌟.5 would be an accurate rating for Nationwide Pet Insurance. I've been with Nationwide Pet Insurance since they were called Veterinary Pet Insurance or VPI, and that was in 1991. And have continued with them throughout the many, many years, wouldn't this factor be taken into consideration, plus we hardly really submitted much claims. Not to mention Nationwide's Pet Insurance slogan is always that "Nationwide Is On Your Side" but sometimes I wonder! At the time they were about the only Pet Insurance, as I don't think their reimbursements have improved much, but there's been so many more Pet Insurance companies that's been available to us, it's something you'd need to do your research on. My experiences with Nationwide Pet Insurance reimbursements have been almost towards unsatisfactory, but after I send their required paperwork, we'll then see. Also I hardly really submit much claims, as the only matter may be that my best friend and companion, Brandy 2, since November 29, 2025 had her 13th Birthday, and I know she is considered a senior that had increased our monthly rates, but I will need to call them at Nationwide as they're not only a Pet Insurance company, but provides all other kinds of insurances, such as homeowner, auto, etc. I think because they're not just a Pet Insurance, being the reason that their reimbursements have not been satisfactory. I could give the public some of the figures, but it'll take too much time. Gary and Brandy2 in Kaneohe, Hawaii
Nationwide offers a variety of plans offering varying levels of coverage.
The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees.
All Nationwide members have complimentary 24/7 access to vethelpline.
Payout Limits
Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances.
There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.
Deductible
Annual deductibles range from $0 to $1,000.
Most popular annual deductible for Whole Pet with Wellness is $250.
Age Limits
No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness.
Other plans may have age restrictions.
Waiting Period
14-day waiting period after application approved and payment of premium is received.
Exclusions
Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months).
Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most.
As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.
In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
