Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Kate

Best Insurance for Dogs

I am so grateful to Nationwide Pet Insurance for helping me care for my dog Lala. Lala is truly my best furry friend. During the COVID-19 crisis, Lala has had a mysterious illness and required care including hospitalization, many vet visits and medications. Without Nationwide Pet Insurance, I would have had to worry about giving her care based on the prices, not just on what care she requires. Thanks to Nationwide Pet Insurance, I have peace of mind knowing that when Lala needs care, we can afford to get it. I appreciate the Vet 24/7 Help Line, they help me decide when its time to go to the vet or get another opinion. We hope Lala is beginning to recover, but if she needs more care, I am sure Nationwide will be there to support us.
4

out of 5

POSTED: | BY: Jacob

Love the insurance option, but the claim process could use improvement

Most things have been covered and the beginning stages of the claim process is pretty easy (would love for the system to save past info like my vet). It is the processing part that could use some improvement. Communication is key and it seems like there is no communication after the claim is submitted. I would love an email that gave me the step by step update (ie. Claim received, claim processing, NIGO and need more info/approved with X as payment). Also, I hate how if I’m missing something or the supporting docs aren’t visible then it is just closed and I have to do a completely new claim. There should be a NIGO process where a reach out via phone or email happens to see if I can provide the info before closing. Really not an effortless experience in my eyes.
5

out of 5

POSTED: | BY: Alyssa

Simple, quick, reliable

Every claim I have filed has been a simple, quick, and reliable process. The coverage is clear and thorough.
5

out of 5

POSTED: | BY: Tina

The ease of filing a claim has got SO much easier! I am glad I have pet insurance!

The new claim process is SO much easier and quicker payments! I am glad I have insurance! When you don't have a lot of money it helps you make those difficult decisions sometimes when it comes down to money :-(
5

out of 5

POSTED: | BY: Cynthia

Best experience, Nationwide is there when you need

Nationwide is the best pet insurance I’ve ever had. I can take my dog to any vet (prefer experience with IG, due to lean body low fat) especially when anesthetizing, critical they have years of experience working with IG’s special needs. As I have searched to find the best vet with IG experience Nationwide supports us with care. So grateful to have Nationwide by our side! 🐕‍🦺
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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