Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: shirin

very happy with the service

So far my experience has been very positive with the service and claim submission and resolution
5

out of 5

POSTED: | BY: Tim

Thank you for supporting a great pet insurance plan.

We've followed PetInsurance.com to Nationwide and continue to be happy - 7 years later.
5

out of 5

POSTED: | BY: Shawn

Great insurance company

5 *
5

out of 5

POSTED: | BY: Mark

Claims so easy, even a caveman could do it.

I’ve had Nation Wide insurance for 6 years for my Labrador. I’ve never made a claim in the 6 years. She’s been healthy thank God. A few months ago she started itching and scratching. It got so bad that she was gnawing herself until she was bleeding. It took 2 weeks for a veterinarian appointment because it was during the peak of the COVID Pandemic. She was giving Apoquel and sent home. The Apoquel worked well but once it was gone after 30 days the scratching started right back again. I took her back to the veterinarian and was giving the same thing as before. Apoquel. After 30 days, it starts back up. I decided to get a new veterinarian. I didn’t like that they just gave her medicine but never tried to figure out what was causing her discomfort. The new veterinarian did multiple tests and even scheduled an appointment with a dermatologist. They gave her Apoquel again but this time they gave her a few other medications. She has been so much better now. The hair is starting to grow back on the spots that she gnawed at. I’m very happy with the new veterinarian and filing a claim with Nation Wide was so easy and fast.
5

out of 5

POSTED: | BY: Teri

Nationwide's Whole Pet with Wellness policy is the best policy ever in our 25+ years as a VPI/Nationwide pet insurance customer.

As a pet insurance customer for 25 years, Nationwide's Whole Pet with Wellness is the most robust policy we've found, and our vet says Nationwide pays more than other pet insurance companies.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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