Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,757

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Nancy

Easy process

Claims are easy to process.
5

out of 5

POSTED: | BY: beverly

Easy claim

I got Nationwide pet insurance from my work, They are straight forward insurance, covers 90% of the claim, except for their exclusions and you can find it in your policy. The only thing I really don’t like is you have the pay out of pocket. Like what if you don’t have that amount of money on hand? And the deductible You pay on your first claim of the year not spread out. But anyway, I’m just glad I have pet insurance.
5

out of 5

POSTED: | BY: Kathy

Nationwide is there for your dog.

Quick application. Quick & easy claim process.
5

out of 5

POSTED: | BY: Jennifer

Felt 100% scammed.

You took both my downpayment and premium and then didn’t officially insure me until 12 days later. All the while knowing the first visit for a new puppy is THE MOST EXPENSIVE. I already wrote to the commissioner. I feel like this has happened to quite a few people and could be actionable. I’m very disappointed in this company at the moment.
5

out of 5

POSTED: | BY: Kim

Wonderful Service

Fast, easy service! Love this company

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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