Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Paul Hemstreet

Easy process and quick turnaround on claims.

Our pet has a chronic illness that is being treated and managed really well by his vet. The treatments are quite costly, but we don't have to worry about it because of our Nationwide Pet Insurance. The claims for office visits and medication are all easily uploaded through the VitusVet app, and I get the reimbursement in time to cover the credit card bills. I really appreciate the swift processing. It takes the worry out of the equation, and lets us focus on the best care for our pet.
5

out of 5

POSTED: | BY: Angela Bond

Easy to submit, timely response

It sure helps when you know you aren't bearing the whole burden of vet bills. Thanks, Nationwide!
5

out of 5

POSTED: | BY: Hillary

As insurance companies go, working with Nationwide has been a very easy experience.

Very happy with our pet policy. It’s a little expensive, but the perks & good service have been worth it.
5

out of 5

POSTED: | BY: Patricia Adams

great insurance

I purchased Nationwide Pet Insurance when Yancy was only a few months old. He is 8 and a half now and this has been a great investment in his health He has had several operations over the years and Nationwide has covered a lot of the cost.
5

out of 5

POSTED: | BY: Michael

Easy Quick

The claim was quite easy. I used the Vitusvet app and it was as simple as uploading the invoice and making the appropriate selection (Pet, visit type, hospital and amount.) A few days later the reimbursement was deposited to my account. (Electronic deposit was previously set up, and I recommend you do this step)
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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