Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Nick

Super easy and a huge relief

We've been having trouble with our little Obi coughing and being lethargic. Several visits to the hospital until they finally found out what was wrong with him. Nationwide thankfully covered these visits and made it easy to submit the paperwork.
5

out of 5

POSTED: | BY: Deborah Morrisset

This claim was processed quickly and thoroughly.

This claim was processed quickly. We’ve been with Nationwide Pet insurance for about 20 years, and the service gets better and better
5

out of 5

POSTED: | BY: Virginia Hamilton

Nationwide has helped take some stress off having a puppy.

If only human health insurance could be as easy as this!
5

out of 5

POSTED: | BY: Dawn

Helped us get our dog back on her paws

I've had nationwide insurance on our pitbull mix Maxine since we adopted her at 3 years old. Shes is now 12. In that time I have thankfully only had to claim anything other then vaccines once, about five years ago when she partially tore her left acl. You covered her then and now you guys covered us again when last month Maxine torn her other acl and reinjured the left at the same time. Having insurance meant she got to the vet during covid 19, and to the emergency vet a week later. Will definitely be keeping nationwide and will insure any future pets as well.
4

out of 5

POSTED: | BY: Karen

The email claim submission process, speed of claim process and ease of payment reimbursement are all great.

I submit plenty of claims for my dog's continuing medical visits. I think it is great that we can submit forms through emails. I think it will even improve if there are online forms that we can fill out directly on the site and upload our invoices and receipts. That would be even better. Thank you!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

Get a quote today

Leave a review