Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Sandy Lanier

Very glad I got insurance on Annie!

Great insurance plan without any of the hassle
5

out of 5

POSTED: | BY: Julie Hernandez

Really glad we had pet insurance this year!

When we adopted Cody from the Animal Shelter I immediately signed him up for pet insurance through my employer. I never imagined that we would have claims this first year! Surprisingly, Cody ended up with an injury in his back and a weird growth on his eye! Both episodes cost just over $1,000 EACH. I submitted the invoices and medical records and was quickly sent an electronic funds transfer! I so appreciated that! We did not have the money in our budget this year for those expenses. I was really glad I bought this insurance plan and I highly recommend it to friends and family!
5

out of 5

POSTED: | BY: Diane peacock

Best Pet Insurance on the Market

I only recommend this insurance as they have been consistently fast in returning my money from claims. I have their best policy and I appreciate that they process claims immediately.
5

out of 5

POSTED: | BY: Antionette Mackowiak

Filing a claim is the easiest part of keeping my Yorkie healthy. I am very happy with Nationwide.

I am fully satisfied with Nationwide. Thank you.
5

out of 5

POSTED: | BY: Tim April

even easier to submit claims

I already had a system for submitting claims: print & complete the form and fax it with the itemized receipt. However, working from home, due to covid-19, I was forced to consider other options. Not sure when Nationwide upgraded the process, but it is much better now. No more paper form - just complete the info online and upload the receipt from my vet (which is emailed and electronic already). Saves paper, time, and trouble! If you're getting a pet, I HIGHLY recommend Nationwide Pet Insurance. It is worth every dollar! I'm amazed at how much we get back on wellness visits, etc.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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