Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Stephenie Hewson

Simple, fast and painless.

Never had to fight over a claim. (Although I have a clear understanding over what is and isn’t covered). Always reimbursed within a week at most. Filing the claim takes me about 60 second and I can do it right from my phone. Super easily and painless. So thankful for this insurance or my pet simply wouldn’t get the care she needs in the timeframe she needs it if I didn’t have it.
5

out of 5

POSTED: | BY: Allison Sterner

You made the claim process so easy at a time that was very stressful!

So impressed with Nationwide insurance. This was a sad and very scary time for our family, seeing our sweet fur baby Dexter so ill. We weren't sure if he would make it through. The huge vet bills only made it harder. Thank you for fantastic coverage and ease of submitting a claim. We are so happy to have insurance for our dog and cat though you!
5

out of 5

POSTED: | BY: Patricia I

It was easy to file the claim and they sent a check promptly.

Very pleased with the ease and speed of getting the health care claim settled.
5

out of 5

POSTED: | BY: Brian

So simple, it's a little frightening... :-)

I've been impressed since day 1. claims are fast and simple and coverage is well worth the price of admission.
5

out of 5

POSTED: | BY: Celine Fischer

Worth it!

I would never skip on insurance again for a pet and Nationwide is so easy to use and affordable.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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