Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Donna Silva

The turnaround time in filing and receipt of payment is very quick.

We have had very positive experience with Nationwide Pet Insurance.
5

out of 5

POSTED: | BY: Taylor Borelli

Ms

So far you guys have been great!!
5

out of 5

POSTED: | BY: Ann

Nationwide is a LIFESAVER!!!!

Bear has definitely been a handful! This insurance has been a lifesaver for us as we ventured through her puppy stages. She has had some tummy troubles over the years as well, which means multiple trips to the vet and even an ER visit. Nationwide claims app is so easy to navigate. It is convenient and the turn around time from start to payment is fast! Thanks for helping us get the best care for our fur baby!
5

out of 5

POSTED: | BY: J.Collins

Excellent Pet Insurance

With several animals in our home, it is huge peace of mind to know their health care needs will be met without overburdening us financially. The online claims process was easy and I was promptly reimbursed.
5

out of 5

POSTED: | BY: Mary Jane

Great Insurance

We have had Nationwide Pet Insurance for 2 years now. When we first got the coverage I thought it took too long until you received you explanation of benefits and your payment. However, over the last year that has changed dramatically. I mail my claims and it takes a week but then within a day or two I have my link for direct deposit. We are very happy with Nationwide.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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