Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Roland Theriault

Thanks for the help.

Benji has recovered well and he says thank you for helping my owners with the bill. 🦴
5

out of 5

POSTED: | BY: Sally Enie

Nationwide has definately been on Kalli’s and my side!

Nationwide has been GREAT! We paid a lot of money for Kalli and did not expect problems with health issues. She has had extremely painful intestinal issues. Three xrays-two ultra sounds- two stomach scoping experiences. All Two overnight stays in emergency vet hospitals. All costly and stressful. Thank goodness we had insurence from Nationwide! They are The Best!!
5

out of 5

POSTED: | BY: Roxane Romano

Helpful and efficient

Claims are handled in a quick and efficient manner which is very helpful. In light of rising premiums every year, the service is expected and appreciated. Thank you.
5

out of 5

POSTED: | BY: Karina

ALWAYS AMAZING

Nationwide let insurance is always clear, is always on time and it’s always great !
3

out of 5

POSTED: | BY: Jen

Pre Existing Condition?

I was very upset when my claim was denied for my seven year old dog’s ear infection. Apparently having one other ear infection in her life makes it a pre existing condition and therefore not covered? I though that is what insurance was for?

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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