Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,771

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Susie Bigley

The customer service representative was very polite and accomodating.

The customer service representative was so helpful in answering my questions regarding claims. The only thing that changed was my first pet has better coverage than my second pet. They no longer carry the same coverage that I got for my first pet. That was a little disappointing but he still has good coverage but not as good as for my first pet.
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5

out of 5

VETERINARIAN: Arbor View

POSTED: | BY: Tim

Great when unexpected treatment arises.

I've had VPI (now Nationwide) for well over 20 years on all my dogs. Thankfully, because of insurance I am able to afford unexpected treatments over the years. Wouldn't be without Pet Insurance.
5

out of 5

POSTED: | BY: Cindy

Amber was really great in answering all…

Amber was really great in answering all my questions. She was able to let me know I was on the right track with my thoughts about Mia's insurance plan. I am now able to make a sound decision on Mia's treatment. Also, Amber was very nice in wishing Mia well and to give extra ear scratches to Mia for her. That helps in making the call more personable to me and my Mia. I appreciate. Kudos to Amber!
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5

out of 5

POSTED: | BY: Francheska Santos

Nationwide is truly on my pet's side!

Miranda was so awesome to talk to. She was super friendly and helpful! I have Nationwide pet insurance on all of my furbabies and would highly recommend it to anyone looking for a pet insurance!
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5

out of 5

POSTED: | BY: Not a Fan of LabCorp

The best decision that I made was to…

The best decision that I made was to get a Nationwide Pet Insurance policy for my 11 week old Bichon Poodle, Beejay, in 2008. Very sadly, Beejay passed away on 4/18/2023, just shy of his 15th birthday in May. Having a Nationwide Pet Insurance policy, throughout his life, made it possible for me to provide him with “thee” best Veterinarian medical care available including Veterinary Specialist which gave me peace of mind. Thank you Nationwide Pet Insurance team for helping me to provide Beejay with a munched loved, happy, healthy and long life.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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