Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Betty Fulton

You are amazing!

I love this insurance, and you are the best of the best. You are number one, and I will be glad to spread the word! Thank you for all that you do to help our beloved pets!!! Great customer service and claims!
5

out of 5

POSTED: | BY: Susan M.

I recommend your company to every 'pet' family and VRT I encounter!

My first German Shepherd had 'allergy' issues and Nationwide saved us a tremendous financial burden! Prior to getting insurance we spent over $7,000 in allergy associated bills. At 11 yrs. of age he had an aggressive cancer (diagnosis to passing...5 days). Nationwide was compassionate and reached out to me offering assistance and comfort. Now with 'fur baby' #2 we did not think twice about insurance and again....excellent service and kindness. Would NEVER second guess Nationwide Pet Insurance.
5

out of 5

POSTED: | BY: Gail

Easiest Claim process!

So happy to have started with Nationwide this year! We had to get a midyear booster for Willie, as well as another six months of Flea and Tick medication, and I was so grateful that we chose the Wellness plan where those things are largely covered! Never know when the Furbabies are going to need something, so better to have the protection! The Claim Process was a dream! Wish it was this easy to submit a claim for my own People Insurance! Claims processed quickly, and right into my account before the bills are even due! Thank you Nationwide for having such a great process!
5

out of 5

POSTED: | BY: Scott Law

Quick Claim Processing But....

Nationwide has been excellent with their claim processing. Even though they disclose it takes up to 30 days, we have never experienced that. The funds always get sent to us much quicker than 30 days. My only gripe with Nationwide is their lack of flexibility when someone wants to make a policy change. I inquired about this and they told me the policy as it is needs to run for 12 months - no exceptions. I found this to be somewhat unfriendly from a customer perspective. Other than that, I'm very happy overall with Nationwide.
5

out of 5

POSTED: | BY: Paulette Beach

Reliable and Caring

The best recommendation pet owners made, when I got my pup, was to get insurance. My insurance has been incredibly helpful & gives me peace of mind knowing I don’t have to miss a vet visit due to money. I’m reimbursed swiftly & followed up with.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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