Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: JANNELLE JENSEN

FAST, EFFICIENT, & CARING

I have had insurance on both my dogs. When my previous dog passed and I had to put a claim in for putting him to sleep and cremation I received a sympathy card and they cancelled his insurance without me having to call, as they knew it would be a hard time for me and I very much appreciated it. I also love getting my dogs birthday cards every year. I have never had a problem with a claim and always been reimbursed in a timely manner. The only thing close to negative I could say is the rates raise A LOT when your pet gets older. I have had insurance on since I got my dog at 8 weeks old and he is now 10 and it is 5x as much than it was. It has been worth it for me but that does make it hard on the checkbook.
5

out of 5

POSTED: | BY: Lee Katona

Fast Claims Processing

Fast and easy processing of claims. Paid almost all of my dogs surgery bill.
5

out of 5

POSTED: | BY: Tammy Murphy

Make the monthly investment in your pet's health and wellness!

I am very happy with Nationwide Pet Insurance - we have both of my dogs insured with the company. I have been with VPI/Nationwide since 2002. Filing a claim is very easy, and the pet parent receives updates when the claim has been received and processed. We have had some serious incidents and lost two of our beloved dogs (fortunately mainly due to old age) during our 18 years with the company. We have never had to make a decision about care for our animals based on cost, in part because of our pet insurance policies. We recently adopted a mixed breed, one year old male dog from a shelter and we insured him the day after we adopted him. I urge pet parents to make the investment of the monthly premium in their pet's health and wellness - they will be do glad they did when their pet needs non-routine care and they don't have to worry nearly as much about treatment cost.
5

out of 5

POSTED: | BY: Susan Miller

Great Service

Submitting on line claims is so easy! Reimbursement is quick.
5

out of 5

POSTED: | BY: Carol Chehrehgosha

Thank you!

I have already recommended Nationwide Pet Insurance to all my friends that volunteer in pet rescue. They have been a wonderful help for this claim. My dog had a fast growing mass on his gums. The doctor removed it under anesthesia. Fortunately it is not cancer.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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