Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Daryan

This is the BEST decision I've made (next to adopting my dog)

After a sudden illness happened to my previous dog and left me in a lot of sudden vet bills and high debt, I knew that the next time I am ready to get a dog that I would get pet insurance. I went for the best coverage (which included wellness checks) and it has been the BIGGEST HELP! My previous dog never had any health issues until she suddenly had a tumor on her heart, but this new pup-child of mine seems to ALWAYS be sick! He has allergies, very sensitive stomach, high separation anxiety (to the point his internal organs become inflamed), but I wouldn't change his big lovable self for the world! I can honestly say that I am just so grateful for this insurance because it has really saved me in the long run and I am just so grateful. I honestly have been recommending it to every pet owner I know and even though the best option seems a little high, I would recommend it because it really is the BEST option and it has definitely helped me out the most! If I had to say that there was one thing that I could gripe about, it would just be that nail trimmings at the vet aren't covered. I know it isn't a major expense, BUT it can cause serious health issues for their dog in the long run if not taken care of and having it as a part of coverage would be that push to help make sure people do it for some who may see it as an unnecessary expense. For me, it definitely would help because my dog needs his trimmed every other week and I alone can't do it but I only trust the vet. Other than that one gripe, there is literally NOTHING I could complain about! Seriously GET THIS PET INSURANCE!! Not only for your dog, but so you don't have to make a tough decision because of your financials! Plus your wallets will be happy!
5

out of 5

POSTED: | BY: Abigail Bartus

Miss

All I can say is “wow”. I am so thankful that we invested in our pets health by purchasing Nationwide Pet Insurance. We ended up having an unexpected surgery this year, and it was great to know that the last thing we needed to worry about was paying for the surgery - we could focus on making sure our puppy healed happy and healthy! I highly, highly recommend investing in your pet’s health. Having pet insurance, especially through Nationwide, has been wonderful. The claims are incredibly easy to submit. Even when a claim has to be reviewed, the Nationwide team is “on top” of staying in touch to make sure you know where the process of the claim is.
5

out of 5

POSTED: | BY: Theresa

Amazing Service

I could not be more pleased to have pet insurance through Nationwide. Like most senior pets, my dog's vet visits are typically expensive and stressful. As a young professional, having Nationwide's support through Lily's life has been invaluable and has allowed me to continue to provide her with quality veterinary care without strrss.
5

out of 5

POSTED: | BY: JASON

GREAT SERVICE

We have a 5 mo Newfoundland pup. She went in for a wellness check, getting her rabies, etc. We filed a claim for her wellness visit. The submission was so smooth. We received an email the next business day to say they received it and were processing it. We could easily log onto our account and see the progress. Once the claim was complete, the explanation of benefits was so thorough, we never questioned anything because we had all the information we needed. The claim check was sent electronically. Seriously, the best investment is Pet Insurance and Nationwide knocks it out of the park! We hope we never have to use it for emergency purposes but knowing we have it is serious peace of mind!
5

out of 5

POSTED: | BY: Janel

Nationwide pet insurance has made my pet's illness a little easier to deal with

Nationwide pet insurance has made dealing with my pet's illness a little easier on me. My pet was recently diagnosed with two diseases that required hospitalization, and this happened at the same time that i lost my job. Because of Nationwide, I was able to get my dog treated without worrying about how I was going to pay for it. Not only did my policy cover 90% of the cost of treating my dog, but the claims were paid in less than 2 weeks, which meant I had the reimbursement in hand before the credit card I used to pay the Vet required payment. Even though my monthly premium is a little high (in my opinion), this one health scare made it well worth it.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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