Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Coons

Denise

I have 3 dogs insured with nationwide, and it has been such a positive experience. Customer service very friendly, and claims are easy to file. I have recommended this insurance to other mom/dad animal lovers. Thank you
5

out of 5

POSTED: | BY: MINDY JOY

TERRIFIC CUSTOMER SERVICE

Great customer service
5

out of 5

POSTED: | BY: Angela fairweather

Helped me out financially when there was no other option for me

I have used Nationwide for my other pets and have been able to offer my dogs better choices of treatment because I have this insurance behind them. You never know when a costly health scare may appear but I am covered with Nationwide😊
5

out of 5

POSTED: | BY: Ashley Rodriguez-Rajo

Reimbursement is fast and easy !

Being able to take a photo of your vet receipt and submit a claim with your phone is so convenient. It takes me a minute to submit my fur baby’s claims and I get reimbursed within a week straight into my bank account. Getting this coverage has been the best decision I could of made for my senior dog Maggie.
5

out of 5

POSTED: | BY: Linda Boston

Always A Great Experience!

I have two senior pugs each having their own health issues. Sometimes unexpected trips to the vet are necessary and of course their prescription food and meds are an important part of their daily life. I have learned from past experience that having pet insurance on our pets is a must. Yes, it is expensive. Yes, insurance is a risk. You may never use it, or you may use it a lot. Just like humans, you need to weigh the pros and cons. Our experience with Nationwide has been exceptional. Our claims are confirmed no later than the next day, depending on when we submit them. They let us know when they have been processed and we receive our reimbursements very quickly. Can't really comment on Customer Service as everything has gone so smoothly for 11-1/2 years we have only needed to contact them a couple of times and our questions have always been answered quickly by a real live person. We are very happy with the quick processing of our claims and am thankful we have Nationwide as I'm not sure what would happen if I couldn't afford their medical bills now that they are older. Thank you!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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