Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,434

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Betsy

Peace of Mind

Having Nationwide Pet Insurance gives me peace of mind. I've rarely had to use it for anything other than routine exams, vaccines and meds, but recently Oliver had some blood work come back a little off. Knowing that Nationwide is there allows me to focus on making sure he is healthy and not worrying about vet bills!
5

out of 5

POSTED: | BY: Patricia

No Nonsense Pet Insurance

I've been using Nationwide (formerly VPI for quite sometime now. I have the major medical insurance for both my dogs. I keep them as healthy as ever - but occasionally something comes up - that is unexpected. The staff are absolutely great & answer all my questions to the best of their ability. Claims are always handled in a prompt manner. I even told my vet to recommend this insurance if clients ask. There are many plans to chose from - so each pet family is different.
5

out of 5

POSTED: | BY: Traci

Wonderful

Wonderful service
5

out of 5

POSTED: | BY: Stefanie

I think Nation wide is great.

I think that insurance was the best thing I have ever purchased for my dog. I feel that nationwide is quick to respond to claims. I appreciate having the pet insurance. My dog has been insured since he was a puppy. I recommend that all pet parents get pet insurance, it helps when your pet gets injured or is feeling under the weather.
5

out of 5

POSTED: | BY: Iris

Pleased as Punch

Pleased with my pet insurance. When I filed my Wellness Claim for my kitties I received noticed that it could take 30 days for reimbursement but I was thoroughly pleased to receive nearly 100% of my claim within two weeks. And when one of my kitties got injured I didn't meet the deductible for the emergency care and so no reimbursement was needed. All the same Nationwide was kind enough to check in to say they hope that my cat was doing well since his last visit. I really appreciated that message.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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