Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,434

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
3

out of 5

POSTED: | BY: Darlene

Reimbursement doesn’t seem to be a priority

When I filed my first claim, it took 3 months to get it reimbursed. I had called 3 times, send medical records twice, and they requested additional time once. I had to file an emergence claim a couple of months later, and that claim was paid quickly, along with the first one!
5

out of 5

POSTED: | BY: Sarah

Nationwide Has Your Back

I have had insurance for my Irish Wolfhound since I got him at 10 weeks old. While nothing major has happened yet, everything with this insurance has been a breeze. We've had a couple minor illnesses, a diagnosis of food allergies and a neuter. Highly recommend!
5

out of 5

POSTED: | BY: Rachel

Having this insurance saved my dog

Nationwide's Whole Pet with Wellness plan has been such a life-saver and is worth every penny. My dog needed 2 surgeries which cost almost $10,000. With the 90% coverage, it made it an easy decision to go through with both surgeries. It is so easy to submit a claim through the app, and they are quick to get me the reimbursement directly into my bank account. Highly recommend!!
5

out of 5

POSTED: | BY: JOHNIE

YOU ARE AN AMAZING ORGANIZATION

I AM ALWAYS AMAZED AT RECEIVING CARING NOTES FROM YOU CONCERNING THE STATE ONE OR BOTH CATS HAVE BEEN INVOLVED AND YOUR CONCERN....
5

out of 5

POSTED: | BY: Sarah

Nationwide is the BEST

Nationwide has been amazing. They are always available if I have a question about my coverage and are a life saver when it comes to cost. I would have lost my dog for sure if I didn't have Nationwide to help cover the cost. Thank you for giving me the ability to get my dog the very best care she can get and giving me the most time possible with her.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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