Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: L Strong

The representative I spoke with today was great!

The representative I spoke with today, Octavia, was great. She answered my questions and addressed my concerns immediately.
4

out of 5

POSTED: | BY: R Smith

Kayla is a wonderful representative for Nationwide.

I have Pet Wellness Plus policies for 7 of my dogs. I have always had great service from the representatives I have talked to at Nationwide. Yesterday, Kayla helped me with various questions and was very friendly, knowledgeable and professional. I have an on-going problem with claims because my vet clinic apparently codes their invoices in a way that makes the Nationwide adjusters miss the heartworm test. I have to call Nationwide every time about this, which accounts for the 4-star vs. 5-star rating, but the representatives are always willing to help resolve the issue.
3

out of 5

POSTED: | BY: Robin

Just an average company

Just an average company. Answered my questions ok, Coverage cost high with high deductible. In recent years had automated claims process.
5

out of 5

POSTED: | BY: Pamela

Love my policy for our dog Zaley

Love my policy for our dog Zaley. It makes caring for her more than managable. Customer service is very responsive and friendly.
5

out of 5

POSTED: | BY: Neimah Ray Moyer

Had a great experience with Nationwide…

Had a great experience with Nationwide for our Spanish Hound TAMI! I had a lot on my plate to handle and she did a great job remote!!! I just moved here to FLA so all of this is new for me to have to explain new address and new Vet You cant go wrong with Nationwide,they are truly on your side!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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