Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,460

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
3

out of 5

POSTED: | BY: Michelle

Attention to Detail, Lacking

When I got my little Ada, I was excited to get her insurance with you. It was a very painless process when I got Zeus, Sebastian, and Danni on VPI insurance and I rarely had an issue. However, getting Ada on your insurance has been a nightmare. When I signed her up, I provided the phone number and address of where she was taken prior to me adopting her to obtain her medical records. I didn't find out until a month later that you didn't have her medical records when a claim was denied and when I called and asked why you hadn't obtain the records, your agent stated that they had called but they had never heard of Ada. When she read the phone number back to me that was in your computer, it was incorrect. I told her that I would just have all the records sent to you. I had Ada's medical records mailed, faxed and email to you on 4 separate occasions and every time I called, it was "we have not received them". On the 5th attempt and getting very angry with the agent telling me I didn't understand, I asked for a manager. She was very professional and I explained to her that I was copied on the same email that they were and I forward the email with all Ada's records to her. She promptly got everything taken care of which was the fastest I've seen a claim come from you. I explain the situation with my vet's office and they have heard from other clients that had VPI in the past, are not happy with the service that Nationwide is providing.
5

out of 5

POSTED: | BY: Deborah

Thankful for coverage

We were thankful for the coverage when our dog ended up at the ER overnight. We have coverage for this type of issue, but this was he first time we used the policy. It took a few weeks to process, but I am pleased with the service. Here’s hoping my pup can stay healthy since have maxed out this year’s coverage for the diagnosis!
5

out of 5

POSTED: | BY: Shari

Great Payback

I love that my dog is covered for preventative care as well as if he gets sick or hurt.
5

out of 5

POSTED: | BY: cheryl

quick re-imbursement on recent vet bill

this was Spike's yearly check-up. got full re-imbursement on everything except his flea collar and it was partially covered. Yearly check-up justified 1/2 of the yearly cost for the insurance. purchased this insurance thinking mostly of illness or injury, was pleasantly surprised to see wellness visit so well covered.
5

out of 5

POSTED: | BY: Kathleen

Excellent service and coverage

This is the second time I have had to file a claim for one of my kitties. Nationwide covered everything after the deductible with no problem.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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