Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,460

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Beth

Better Insurance than I have!

The only have 2 complaints - Which is was less expensive and it takes to long for the claim to be paid. Otherwise I have been with this company from VPI which transitioned to Nationwide for 12 yrs and never had a problem.
5

out of 5

POSTED: | BY: Jean

Nationwide Pet Insurance helped us when we needed it most

If we didn't have Nationwide Pet Insurance, paying the vet bill for our dog's emergency would have been difficult. Filing the claim was easy and we received our refund quickly. I'd highly recommend it.
5

out of 5

POSTED: | BY: Kristin

A must have

I have been with this insurance since my dog was a puppy (formerly VPI) and it has more than paid for itself. It’s great to know that whenever I go to the vet that everything is usually always taken care of after my deductible is met.
5

out of 5

POSTED: | BY: Ashlynn

Great service, but slow processing for claim.

It took 3-4 weeks from when I submitted the claim to receiving the payment.
5

out of 5

POSTED: | BY: Jeremy

Excellent service

This insurance policy is a must have for any pet owner. Their electronic claim form submission process is easy to use and they are processed quickly. My wife and I foster animals for a local rescue and always recommend this insurance to anyone who adopts from us.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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