Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,771

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Crystal

So grateful to have Nationwide be a part of our dogs and our lives

We have pet insurance for our two mini aussies and greatly appreciate all you do. One of our furry friends is having anxiety issues and it's been a wonderful support to know that we could work with a veterinarian behaviorist and have support from Nationwide.
5

out of 5

POSTED: | BY: John

Excellent Service and Response

Nationwide Pet Insurance does a superb job of claims handling and payment. They are responsive and fair. The website is easy to use for filing claims and follow-up. We have been policyholders for more than five years and are very satisfied,
5

out of 5

POSTED: | BY: Robin

Thank you for helping me take better care of my baby

I am extremely grateful my husband's employer offered pet insurance this year. It can be very expensive when caring for a pet. After losing one pet this gives me comfort to try and keep my other animals healthier and hopefully live longer fuller lives
5

out of 5

POSTED: | BY: Linda

I'm highly impressed!

I was highly impressed at the speed that Bailey's claim was settled. I also appreciated the $ amount! My sister has insurance through Pet Smart, and she often has to contest her claims, as well as what they cover. I am so glad I chose Nationwide over other companies. I also like the fact you offer advice on an 800 line if I need it.I rescue dogs and I like the fact if I have a question someone is a phone call away!
5

out of 5

POSTED: | BY: Linda

Thank Goodness for Nationwide Pet Insurance!

I have never had a problem with timely payment from any claim I've made, so far anyway...I really like the fact that once my annual deductible has been paid, I receive a 90% reimbursement for everything I turn in.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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