Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,800

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: shayna

Claim paid

This was the first time submitting a claim (or 3) and I was very worried at first about it being denied or taking forever and having to fight with it after all the horror stories I've heard regarding pet insurance, but none of this was the case. Claim was easy to send, paid in a timely manner and eob's/claim progress were easy to follow.
5

out of 5

POSTED: | BY: David

We have had great help in covering some of the cost of taking care of out dog. Both prevenitive and when she was sick

I would recommend this insurance to anyone who owns a pet
5

out of 5

POSTED: | BY: Angela

Outstanding

We could not be more thrilled with our choice to cover our dogs through nationwide. The response and turnaround is quick and there have been 0 issues.
4

out of 5

POSTED: | BY: Tony

Detailed and Through!

My Sebastian had to have emergency surgery to remove a gastrointestinal obstruction. I have read how insurance companies can flake out on you when you have to use the purchased policy. I had never dealt with this before however i knew that my baby had to be treated even if i was uncertain of the outcome of reimbursement. Once all visits were completed and final bill was received and paid i sent the claim in for reimbursement. I would say to any owner filing to always send in the medical records from all Dr's as well as itemized billing with paid statements . The way that my Dr. billed was confusing but Nationwide was very patient, they listened and worked through the break down of the bill with me. Nationwide kept their word and was totally on my side and quickly ( Within 30 days) reimbursed according to policy guidelines . I am very happy to have this policy and they have a customer for life, or as long as i can afford it! Hahhahahaha. Thanks a bunch team, you are the best!
5

out of 5

POSTED: | BY: Michael

Great service that ensures my pet lives a long healthy life without the scare of a significant financial burden.

I have never had a problem, clear up front pricing. I have spoken to other pet owners who seem to be paying lower than I which has me a little concerned but I cannot complain since my pet has been to the Vet numerous times. I promote pet insurance and this company whenever I am with another pet owner because it has been so great for me financially.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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