Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,488

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: David

It pays to have nationwide!

At first I thought this company was too good to be true. Customer service was great and it seemed like their plans covered a lot. The real test I thought would be when I had a claim to see how easy would be to file and how readily they paid. To date all of our claims have been paid without tedious documentation customer service remains top notch. I can’t imagine having any other health insurance plan for our dogs.
5

out of 5

POSTED: | BY: Katie

Easy to Work With

Very easy to submit claim and receive reimbursement. Time of review was a little lengthy but my plan was executed correctly and efficiently. Thanks for the help! Cooper is back to feeling 100%.
5

out of 5

POSTED: | BY: Jacque

Allergy costs met!

We are so happy that we chose Nationwide once again for our new puppy. He has unfortunately been diagnosed with some severe allergies and Nationwide had been great in providing the coverage to meet his treatment needs!
5

out of 5

POSTED: | BY: Margaret-Ann

My own health insurance should be so good!

Nationwide Pet Insurance is so simple and so good! The vet submits the invoice and within a week I get 90 % of my costs back. I can check on the status at anytime. Nothing has been excluded. I told my Human Resources department at work our health insurance should be as good and as simple.
5

out of 5

POSTED: | BY: Margaret-Ann

My own health insurance should be so good!

Nationwide Pet Insurance is so simple and so good! The vet submits the invoice and within a week I get 90 % of my costs back. I can check on the status at anytime. Nothing has been excluded. I told my Human Resources department at work our health insurance should be as good and as simple.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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