Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,776

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Virginia

A big help when really needed.

As a senior on limited income, it means a lot to be reimbursed. Joey has been a healthy cat since I got him as a baby almost eight years ago. Unfortunately his teeth were very badly decayed. Most of the procedures were covered by insurance. It means the difference between being able to do something for fun and scrimping. He was an abandoned kitten and has NEVER been sick. I have two others who have made up for it.
5

out of 5

POSTED: | BY: Tammy

We loved getting our refund check for our receipt vet visit

It’s so nice to get refunded for an unexpected vet visit. And submitting the claim was so easy and dealt with promptly.
5

out of 5

POSTED: | BY: Melissa

A little pricey, but worth it!

I have the Whole Pet Wellness plan for my baby and while it is a little pricey, it is definitely worth it!! I considered getting just the Wellness plan since I signed up when my dog was a puppy and he is still young (he's now 2), but being a fox terrier, he has boundless energy and tends to run into things or play like he's invisible. Therefore, I wanted him to be covered if something DID happen (I would rather have it and not need it than need it and not have it). I didn't have insurance on my first fox terrier and when he got a little older, he ended up tearing both of his knee ligaments within a year of each other and they were some hefty bills! And then he ended up getting pancreatitis and eventually passed from blood cancer, which I would have tried to ease the pain of more if I had the money or insurance... so right now I'm mostly using the insurance for Wellness exams and his flea and tick medicine (and let me tell you, the Nexgard is expensive and it's SO nice to get most of that back), so it is a little costly right now, but I love knowing that if something were to happen to him, as long as I have the money to pay for it upfront, I will get most of it back and I can provide him the best medical care throughout his life. I don't have kids nor want them, so my dog is my child and I want him to have the best! I also love the Vitus Vet app to make it easier to submit claims! It doesn't speed up the process at all, but it is super easy to use and I love that you can add medical notes to each of your pets in the app and keep track of all of their vet visits and expenses. Right after making a claim in the app, I like to add the visit to his medical files and make a comment of everything that was done, any results, and how much the visit costs, what day I submitted the claim, and how much I received back and when. It's just nice to have everything in one place so I don't need to go digging through all of my receipts if there's ever a dispute or issue. Thanks Nationwide!
5

out of 5

POSTED: | BY: Angel

Thankful for your coverage

Really grateful for this coverage since my baby has this condition.
5

out of 5

POSTED: | BY: karen

Good coverage

I've had great coverage for my sweet dog. I do wish they had better options for when surgery is needed as that has not been covered. But overall I've been pleased with the amount of things that were paid for.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

Get a quote today

Leave a review