Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,782

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Cynthia

Life Saving!

I don't know what we would do without VPI! My Shih Tsu is more than just my furry child - he is a life saver. He has helped me identify some of my medical conditions and became a service dog for me when he turned two. VPI has made it possible for me to save his life the way he did mine. I don't know how we would have afforded the care he has needed without it!!! This is a must have for your most faithful friend!
5

out of 5

POSTED: | BY: Linda

Great customer service and easy to do business with.

Friendly, knowledgeable customer service team, easy ways to submit claims and follow up on the status of your claim. Very easy to do business with.
5

out of 5

POSTED: | BY: Lisa

Phenomenal service

Nationwide is wonderful...so timely with processing claims and paying out on the claims. Customer service is incredibly friendly. Would recommend them to anyone with a pet!!!!!
5

out of 5

POSTED: | BY: Mary

no delay in payments and no questioning our vets decisions for treatment

Our shepherd is 7 years old and has had a few minor surgeries for a few cysts over the years but a bit less than one year ago he tore a cruciate ligament in his knee. Took him to our vet, put him on a round of anti inflammatories, didn't work so recommended an orthopedic surgeon. to make a long story short I have to say his very expensive surgery, over $8,000. was paid for, no questions asked. He healed well and is as strong and agile as ever. Thank you Nationwide for helping up keep our retirement money in the bank.
5

out of 5

POSTED: | BY: JAMES

Extremly satisfied,provides peace of mind.

Every E-mail and interaction has been positive. Everything has worked out as expected. All claimes have been easily processed and in a timely manner.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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