Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,782

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Katie

Boo Loves Nationwide

We love Nationwide. I have recommended Nationwide to everyone I know. Our Shih Tzu, Boo is covered, and our beloved golden, Fred, was also covered up until his death in May of last year. In fact, when Fred was diagnosed with cancer, we relied on our Nationwide coverage to help with his diagnosis(s) and emergency vet visits. Boo is our number one priority, and vet care is expensive. Because we have Nationwide insurance, Boo will always be up-to-date on his exams, shots, etc. In fact, Boo's vet said he was in "remarkable" shape for his age! We will always have Nationwide coverage to make sure Boo is well-cared for!
5

out of 5

POSTED: | BY: Marcus

Nationwide Knocks It Out Of The Park

I wish that making a claim to my own personal health insurer (insert very big company name here), were as easy, efficient, bs-free, and with swift no-fuss-payment… as it is Every Time with my dog’s Nationwide policy. Thanks for making one little thing in life, headache-free.
3

out of 5

POSTED: | BY: Leah

The process for submitting claims needs to be improved.

I originally starting using this pet insurance when it was VPI about 13 years ago. A few times my claim has been delayed weeks to almost a month due to the fact that my scans were not readable. Most claims are processed in 2 weeks. If they are not, I call to make sure my documents are readable. One of the recent claims the documents were not readable. I found out on day 18 of submitting claim. On day 16 or 17 I called to make sure the docs were readable. I was put on hold while phone rep checked. She came back on the phone and said they were readable. On finding out on day 18 about the docs I resubmitted to a supervisor my documents. She send me email saying they were readable. From then it took another 3 almost 4 weeks to process claim. During the process emailed supervisor and called customer service to have this claim accelerated because of your mistake. Supervisor never emailed me back and CS said they would notify supervisor. A few weeks later my claim was declined because it was classified as a duplicate claim. I was extremely mad. I called to get this straightened out. Finally someone looked at this claim and accelerated the process which in a few days I had my reinbursement deposited to my checking account. I'm now waiting for two more claims to be processed. It's been about 10 days. I will be calling next week to make sure the docs are readable. If a claim can be processed and completed in 2 weeks; then I should be able to get notified in less than a week if my scanned documents are not readable.
5

out of 5

POSTED: | BY: Charlene

Protecting the Dogs We Love

Having a Nationwide coverage for our previous dogs has been one of the smartest things we have ever done.
5

out of 5

POSTED: | BY: Mike

Easy To Work With

They paid the claims just as they promised before they had our business.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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