Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,782

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Nancy

I’m very impressed and thankful we chose nationwide for our pet.

They are very receptive and helpful every step of the way. I feel like we’ve had quite a few issues arise that we never expected, but we are so thankful we were prepared for them. I’m so thankful we chose this pet insurance. Thank you!
5

out of 5

POSTED: | BY: Carol

Very good coverage and fast response

I have all 5 of my dogs covered with Nationwide, and, since Nationwide has taken over the former provider, customer service and response time have improved dramatically. Coverage is affordable; it's like all other insurance, it seems expensive until you need it! They pay claims quickly and EOBs are easy to understand. I plan to always have my "fur family" insured with Nationwide.
4

out of 5

POSTED: | BY: Ines

Always very helpful customer service

Insurance is overwhelming. Never quite know if getting best bang for your buck, or if spending money without getting opportunity to redeem when necessary. Have found CS to be very good when claim was not submitted correctly by my Vet or missing information. Made it easy to get the information together for reimbursment.
5

out of 5

POSTED: | BY: Diane

Great insurance coverage at a fair price.

The insurance coverage is great, for the cost paid! The claims are easy to file, and the reimbursements are received quickly.
5

out of 5

POSTED: | BY: Jacquie

All good

Quick and painless. Thanks!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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