Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,782

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Jen

Easy to use, good plan

Claim processing has been fairly quick and as expected, in terms of coverage. Billing has been odd during the transition from coverage from my payroll to my personal payment. Extra payments were taken as well as monthly autopayments started. I've been told it will work out by the 12-month period end to not exceed the annual charge.
5

out of 5

POSTED: | BY: Saundra

Great Service with very caring people.

I’ve had to use my plan on several occasions & Nationwide has shown me nothing care & concern for my pet & my pocket. The Representatives are very caring, knowledgeable, courteous, pleasant and professional !!!! I’m extremely happy with my service
5

out of 5

POSTED: | BY: Karyn

Claim

Nationwide reviewed my claims and reimbursed me within a few weeks.
5

out of 5

POSTED: | BY: Deborah

Pleased

Pleased with communication, and reimbursement
5

out of 5

POSTED: | BY: Cheryle

Easy Peasy

Having pet insurance through Nationwide has been so easy and rewarding. We have filed 2-3 claims and each has been processed within the time they say and without incident. This has been one of the best decisions we have made.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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