Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,800

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Linda

Great service and quick response.

We are so glad we opted for Nationwide Insurance for out two dogs. It has really come in handy. They cover a good portion of the vet visits. Fairly quick rebate from insurance. Well worth the monthly premium! Thanks, Nationwide.
5

out of 5

POSTED: | BY: Daniel

Nationwide was by our side.

Nationwide was by our side. Nationwide stood by their word and reimbursed my boys medical costs from his patella surgery. Everyone was kind and professional. My only complaint is the amount of time it took to receive said reimbursement. It did take just over two months.
5

out of 5

POSTED: | BY: Kimberly

Best Service Ever!

Always the best customer service and claims are processed quickly!
5

out of 5

POSTED: | BY: vi

wish i could email claim paperwork instead. it'll be easier

I appreciate the claim process. No problem no complications so far.
5

out of 5

POSTED: | BY: Tanya

Des is great, Nationwide, not so much

Des was awesome! She is knowledgeable about pets & diagnosis codes and she went the extra mile to provide incredible customer service! I wish there were more people like her! Nationwide, however, is becoming a typical insurance company. I know they are in the business to make money, but they seem to be covering less and costing more. My vet recommended them as being the best, but I am less and less sure I agree.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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