Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,810

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Donna

Great insurance coverage for my pet

This company pays in a timely manner. Customer Service was great ! Awesome coverage
5

out of 5

POSTED: | BY: Lisa

very happy with service

get through phone quick, prompt reply and service, good plan coverage
5

out of 5

POSTED: | BY: Renee

I'm so glad I found VPI -- they're the BEST!

Putting in a claim is always so easy. Reimbursement is swift and accurate. I've heard horror stories about other pet insurances. I can rest assured that my Tara will always have the medical care she needs because I'm with an honest company!
5

out of 5

POSTED: | BY: Chris

The reimbursement was quick and easy to apply for and the money came in a reasonable period of time.

The reimbursement was quick and easy to apply for and the money came in a reasonable period of time.
5

out of 5

POSTED: | BY: Rachel

I would like people to know that insurance for your pet is an essential item in today's world.

We purchased NW Ins. for Maxine, our cocker spaniel when she was a puppy. I would recommend anyone considering insurance for their to check out NW! For us, NW has been a real lifesaver for our Maxine. I would also highly recommend the Major Medical policy over the cheaper one. It covers so much more. Maxine has had eye surgery, knee surgery, tooth extraction, wart removal and checkups etc. All items listed were paid by NW! You just feel so much better when your pet is ill and you know you have help in covering the cost. Having a healthy pet takes time, energy and money! You love your pet! Get NW Insurance!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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