Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,502

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Laurie

Great Experience, each and every time!

My boys will be 8 years old in a few weeks. We try to stay healthy, but things do happen. I am so thankful for Nationwide and the coverages that they offer. We use the wellness items each year and have recently been dealing with some allergy issues. No matter what, Nationwide has not left us down. Great coverage, great people to talk to in a pinch (we used the emergency hotline once and they were super!), just a good policy to have. Thank you for being there for us!!! Greatly, greatly appreciated!
5

out of 5

POSTED: | BY: Tina

Getting pet insurance was a really good idea!

I have friends who swear by pet insurance. I've never had it before, but when I got my puppy a year and a half ago I signed up. Submitting the claims are easy, and I love getting those checks in the mail!
5

out of 5

POSTED: | BY: Don

Awesome

Always hate it when one of our dogs need any type of surgery or are sick. They are Family. Was very glad we had Pet insurance. They covered the majority of the cost. Very happy with them.
5

out of 5

POSTED: | BY: Christian

Excellent Insurance

I have my 3 cats enrolled in the insurance and up until today everithing is excellent. The paid but it take some time.
5

out of 5

POSTED: | BY: Andrea

Easily and quickly took care of claims for my kitty

Submitting the claims is very easy. I received checks quickly from Nationwide, and for a large portion of the expenses I incurred for dealing with my cat's ongoing medical problem.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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