Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,488

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Claire

You are there to help.

Great to know you are there to help if our dog has an illness or injury.
5

out of 5

POSTED: | BY: Morgan

Always there to help!

I started with Nationwide pet insurance when i adopted my cats and have not regretted it once. The amount of coverage they provide compared to how much it costs me per month there is no other competition! I am extremely grateful for the services Nationwide pet insurance has provided and would definitely recommend them to anyone who is looking!
5

out of 5

POSTED: | BY: Lindsey

Always there when you need them

We have had pet insurance for a long time. Some years it doesn’t pay itself back but I never want to have a huge vet bill that I can’t afford. With VPI you know you’ll get something back. With our dogs always getting into things and being allowed to run around the desert, you never know what’s going to happen. Recently, we found a small tumor on Pips underbelly. Doc removed it and sent for testing. VPI reimbursed us over $800 dollars and all but $50 of the total bill. This has happened before on another big claim. We are grateful for coverage and a company that actually holds true to its side of the insurance bargain.
5

out of 5

POSTED: | BY: Kimberly

Very helpful when debating surgery.

Customer service was excellent. We couldn't have had this surgery without your help.
5

out of 5

POSTED: | BY: joseph

its been good & reliable service

Its been a great help to have insurance available to help pay our vet bills. Service has been good & customer service is responsive. I do wish they could speed up their claim processing.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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