Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,771

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Stuart

Very happy to have Nationwide on my side!

Very happy to have Nationwide on my side!
5

out of 5

POSTED: | BY: Susan

So glad I chose Nationwide for my dog

As new “parents” to Harry, we were very worried when he was limping and favoring one foot after running in the park. I called the Nationwide helpline and after going through several “tests” over the phone, they suggested I take Harry to the ER. They said that he was clearly experiencing pain, even if he hadn’t seriously injured his foot and it would be worth the trip even if just to get a pain reliever. I was pleasantly surprised that Nationwide recommended what was best for Harry and not the cost. I had already met my $100 deductible, so the trip to the ER and medication cost me $12 out of pocket. $12!!! Amazing.
5

out of 5

POSTED: | BY: Jess

Will never go without pet insurance again.

You just never know with your furbabies what will go wrong. I will never not get Nationwide Pet insurance for my dogs again. They have low deductibles and low monthly payments. It has already paid for itself many times for us. Knowing that we are most likely going to be reimbursed helps take the stress off of any and all testing that is necessary. Our rottweiler has some Gi tract disease and we have spent thousands on different testings and medicine trials to get him comfortable. We luckily have been reimbursed for a majority of the bills. It is a blessing. Get your pets insured while they are young because you never know what may happen!!
5

out of 5

POSTED: | BY: Kathy

Dog who gets into trouble!

Never has pet insurance before and never had any unusual issues with any of my pets. Got a new dog at the same time the company I was working for offered pet insurance. The cost was reasonable so I signed up. Best thing I ever did. She has has acl surgery and this time got into a bag of garbage and ate about 20 chicken wing bones and several shrimp shells.
5

out of 5

POSTED: | BY: Wendy

Super easy process taking the pressure off!

This is the first time I made a claim - it was so simple and very quickly processed. THANK YOU

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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