Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,757

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Lori

The time it takes to review a claim is too slow

The time it takes to review a claim is too slow..
5

out of 5

POSTED: | BY: Lisa

This Insurance Pays!

Thank you for the prompt payment on our recently submitted claim ! Everything I have submitted has resulted in some reimbursement. So many times you wonder if it is worth it to get the insurance and the answer with this policy is YES!
4

out of 5

POSTED: | BY: Abby

Good coverage.

After a great amount of expense with my Aussie/Lab when he broke his leg and then later had it amputated I wish I had coverage for him. Now with Duke and Duchess I started coverage when I adopted them at age 2 (Duke) and 1 1/2 (Duchess (border collie). A number of treatments and medicines are covered under their policies which helps the expenses we have and knowing that if they are sick they will have come coverage. I do feel it is quite expense and certain things are not covered.
5

out of 5

POSTED: | BY: Jo

Bentley's all better.

Bentley has recovered from his prolapsed urethra and is back to his cuddly self.
5

out of 5

POSTED: | BY: Jane

Great response time on claims. Nice succinct emails.

I faxed another vet visit last Tuesday and I don't think it was received so I re-faxed the 2 pages today.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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