Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,757

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: EL

Best care for my Pom

This is a fairly new company since the takeover. So far fairly pleased by the response and turnaround time. Feels like a company who cares about our pets.
5

out of 5

POSTED: | BY: Debra

Immense Gratitude

When my sweet whippet suffered a brutal raccoon attack, I rushed her, bleeding and shaking, to the emergency vet. Because I was insured by Nationwide, the cost of caring for her was not the top consideration. She was. I knew I’d have help. And Nationwide came through for us, making me once again grateful for this insurance company. Baubo received top notch care and her wounds were healed. She’s still afraid to go into our backyard alone in the dark, and she took a lot of cuddling to stop the shaking, but we are free to do that without fear of going broke caring for her.
5

out of 5

POSTED: | BY: Emm

Simply The Best

People may complain about the cost of pet health insurance but like most insurance plans you’re thankful they’re there when you need them. I rest easy knowing that Nationwide is there for my two precious babies should something go wrong, as it did recently. Our Persian cat needed oral surgery that cost well into the 1000’s after medications and post operative care and like most of these things, it came out of nowhere and would have been a financial nightmare if we didn’t have insurance. The process of filing a claim was easy and painless beginning to end and it’s a higher piece of mind knowing Nationwide will be there for our pets.
4

out of 5

POSTED: | BY: tracey

Nationwide has been good with my cat

Our cat is very sick and it means the world to my disabled wife. Nationwide has come through wonderfully so far. If the service continues the same review me again so i can give a 10 rating.
5

out of 5

POSTED: | BY: Jolynne

Thanks to Nationwide for helping us out!

Thanks for helping us out with a portion of our vet bills this year - every little bit helps and it makes me feel more secure knowing that I'll be able to recoup some money in the event my kitty gets sick or hurt. We love them so much and nobody should be forced to make a painful medical decision based solely on lack of funds. Between this insurance from Nationwide and a little kitty savings account fund I've socked money into from the time I got him, I feel pretty confident I'll be able to take care of whatever he may need in the future. The claims process was very easy (really my vet did everything for me, and they didn't complain so it must not have been too bad haha) and one day I got an email from Nationwide saying I had a deposit available waiting for me to claim it. I'll definitely keep this insurance policy for my cat as long as it remains available. I'm very thankful my employer offers this insurance as a benefit, otherwise I may have never really looked into pet insurance. Thanks Nationwide for your help and just how easy everything was to work with you!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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