Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,488

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Monica

Definitely worth it

I’m so glad I have the insurance, my dog has really bad allergies and the pills with injections are very costly. My dog had an accident at the park tripped on a hole and messed up her leg pretty bad. Nation wide paid 90% of the surgery. When it rains it pours, months later my dog was limping on the same leg. The screw that they put in there was being rejected by my dogs body. Again another costly surgery. I’m so glad I was able to say do whatever it takes we have insurance for her. She is doing well so far.
5

out of 5

POSTED: | BY: Bill

Sudden onset of deafness

Zini had a sudden onset of deafness in March. She was seen by a couple of specialists and had a CAT scan, plus: deep ear cleaning which revealed a hole in her ear drum.... All this was expensive but was covered by my policy. Good Job. Great Insurance
4

out of 5

POSTED: | BY: Jennifer

It takes to long to receive money

My only complaint is that it takes way to long to receive money back. When visiting the vets you have to pay in full and at times i don’t have the $500 plus extra on hand. It would be nice if it was more like human insurance where we only have to pay what we really owe.
5

out of 5

POSTED: | BY: Perla

Simple claim submisison through mobile app "VitusVet" and received 90% refund check in mail

The mobile app, VitusVet, allows for convenient and easy submission of claims to Nationwide pet insurance. Nationwide pays 90% of our approved claims and sends a check through the mail. This is such an easy way to handle pet insurance claims.
5

out of 5

POSTED: | BY: Amanda

You need pet insurance

Pet insurance has saved my pets’ lives on more than one occasion. My young kitten suffered a potentially fatal urinary blockage, and without a second thought I was able to take him to the hospital and tell them to do anything they needed to do to save him- he was hospitalized with a catheter twice and the third time it happened, within a span of days, the vet stated that he needed a surgery in order to stop this from happening. The alternative was my little kitten’s kidneys shutting down and ending his life. The surgery cost thousands and I was able to move forward with it because of VPI. My cat made a full recovery, is now 3 years old, and I was reimbursed within weeks. In addition to saving my cat, my dog has had a reocurring UTI for over 2.5 months that we are in the process of finding the root cause of- he was recently given the “all clear” of it not being bladder cancer, and we were able to determine that because pet insurance allowed me the peace of mind to make medical decisions based on his health vs my bank account. Within that same time frame, my other dog went into anaphylactic shock in my back yard- another rush to the hospital to save her life and I was able to do it without a thought of the financial burden because of VPI. I’ve been made whole numerous times and my pets are receiving the care they deserve. If you don’t think you need pet insurance for your young or seemingly healthy pet, please research all that this company offers- it isn’t just for accidents. They cover injury, illness, even routine visits. Keep your pet healthy and have that peace of mind!!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

Get a quote today

Leave a review