Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,488

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Carolyn

After a lot of research this is the best insurance

Nationwide is the best pet insurance out there. My Vet had recommended National to me, but I still wanted to do a lot of research and chose National. I did not make a mistake they are great!! Payments are quick and always correct, no questions on my part Nationwide is very clear on reimbursement!
5

out of 5

POSTED: | BY: Robert

Great coverage, but response time of claim was slower than expected.

Sasha got bit by a copperhead and needed to be treated. She got bit on the tongue and was drooling and bleeding. We had to take her to an emergency vet clinic due to the late hour of the bite. She stayed overnight and was treated. The total claim was about $1000. The insurance paid 90% after the annual deductible, but it took several weeks to get reimbursed.
5

out of 5

POSTED: | BY: Ann

Excellent coverage and speedy response

I prefer submitting my claims by US mail and I get a quick acknowledgment that you’ve received it. Three plus weeks to receive reimbursement may seem a long time to most but I don’t use electronic funds transfers and the time it takes a check to reach me is quite satisfactory.
5

out of 5

POSTED: | BY: Susen

So happy I purchased this insurance. It has been a lifesaver literally for. Barley

10
5

out of 5

POSTED: | BY: Melanie

Amazing tow work with!

I have never had a problem with our claims or customer service. It is super easy to submit and I could not be happier!!!
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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