Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,738

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Chrystal

Superb Service

Millie was recused from a shelter in January 2016 and she has been a blessing to our family. When we adopted her, we decided to shop around for the BEST pet insurance so that we wouldn't worry about making tough decisions on vet expenses. After receiving several quotes and reading tons of reviews, we decided the BEST and most AFFORDABLE pet insurance was through Nationwide Pet Insurance. This has been the best decision I've ever made! All my claims have been paid shortly after submission, and Customer Service is always helpful and super friendly. It gives me peace of mind knowing that Millie can go to the vet whenever she is feeling poorly or needs surgery and my out of pocket cost is 10% of the total bill. The monthly charge I'm paying is well worth every penny. Thank you Nationwide!
5

out of 5

POSTED: | BY: Imelda

you are the best

I had other polices not happy with them, so I switched to Nationwide and very happy with the customer service.
5

out of 5

POSTED: | BY: MaryAnn

best coverage

We've have this coverage for almost 2 years and it has paid for itself. Our pets go to their own vets and the reimbursement procedure is very easy to understand and very easy to use. I'm so glad that we have found coverage for our pets.
1

out of 5

POSTED: | BY: Toni

Takes over a month to respond to a claim!!

It takes WAY TOO long for someone to look over the receipts and approve or reject a claim. The last claim I submitted had ALL the receipts and was a large dollar amount. I didn't receive an email until a month later that they thought I was missing something. I wasn't missing anything and resubmitted the SAME receipts and finally got an approval. I would NEVER recommend Nationwide to anyone. The only reason I use it is because we get it through work. Very disappointed on how long it takes to get anyone to respond to a claim. Every claim I have submitted has taken a month or longer to process.... It's incredibly ridiculous.
5

out of 5

POSTED: | BY: Caroline

Nationwide is definitely by your side

Nationwide has got my vote for pet insurance. My baby Orion is my life and you all have been terrific...Thank you

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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