Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Carolyn A.

Nationwide is the best/

My claim was settled quickly. The only hiccup was with the direct payment. My experience with Chase was not that pleasant which is not the fault of Nationwide. I must say that my questions when I call Nationwide are always answered. The representatives are helpful, knowledge and friendly. I never feel that I am that an interrupting their day. This insurance came available to me through my employer and I am happy for the convenience.
5

out of 5

POSTED: | BY: Becky

Worth the peace of mind

So far so good with Nationwide Pet Insurance. I feel the monthly rate is reasonable given all the vet appointments the first year of puppy life and their reimbursement rate is good! I would recommend.
5

out of 5

POSTED: | BY: Diane LoBello

Happy with the insurance.

I have insurance for my dog and cat, great to know they will be taken care of if they were very sick and not send me to the poor house.
5

out of 5

POSTED: | BY: Margaret Throne

Great service

Great service. I'm glad that I have healthy kids and I don't need your service often but when I do need it I have no complaints.
3

out of 5

POSTED: | BY: Emily Pearce

Kind of a hassle

Baxter had a urinary crisis at the end of May. I submitted my claims on May 27 and they weren't completed until around August 10th. The delay was the review of medical records. They were requested and submitted in June, yet I was told 2 times that they were behind and the claim kept being pushed back. It was very frustrating. I was ready cancel my policy, but one of your supervisors came thru and saved the day. She contacted the medical records department and was able to get my claims taken care of in a couple of days. She even called my back as she said she would!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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