Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: tracey and

Nationwide has been good with my cat

Our cat is very sick and it means the world to my disabled wife. Nationwide has come through wonderfully so far. If the service continues the same review me again so i can give a 10 rating.
5

out of 5

POSTED: | BY: Jolynne

Thanks to Nationwide for helping us out!

Thanks for helping us out with a portion of our vet bills this year - every little bit helps and it makes me feel more secure knowing that I'll be able to recoup some money in the event my kitty gets sick or hurt. We love them so much and nobody should be forced to make a painful medical decision based solely on lack of funds. Between this insurance from Nationwide and a little kitty savings account fund I've socked money into from the time I got him, I feel pretty confident I'll be able to take care of whatever he may need in the future. The claims process was very easy (really my vet did everything for me, and they didn't complain so it must not have been too bad haha) and one day I got an email from Nationwide saying I had a deposit available waiting for me to claim it. I'll definitely keep this insurance policy for my cat as long as it remains available. I'm very thankful my employer offers this insurance as a benefit, otherwise I may have never really looked into pet insurance. Thanks Nationwide for your help and just how easy everything was to work with you!
4

out of 5

POSTED: | BY: Roberta Sabo

A bit pricey, long wait for payment but overall a good investment if one has a needy pet.

I'm so happy I have pet insurance. This is my first dog and who knew all the things that can happen and do happen. My put was injured by the groomer and required four stitches and now she's got issues with her anal glands driven by seasonal allergies. The vet is recommending surgery ... ACK! My coverage with Nationwide has been pricey but I'm happy to know I have the added support if needed. I rated an '8' because of price and the time it takes to get payment. By the way, I've called the vet-line only once (my dog got into a Hersey Kiss and their response was go to the emergency vet. I don't know if I would call again because in my mind the delay to get through just took time from me getting my dog to the emergency vet. And, since this is my first dog, I'm not really sure what is or isn't an emergency ... of course, our fur babies just want to please and won't tell us if there is a problem, right?
5

out of 5

POSTED: | BY: Freya Sands

You give great service

I have been pleased with the prompt communications and reimbursements by this company.
5

out of 5

POSTED: | BY: Philip Ciamaichela

Very happy

We got insurance for Fowler our 2 year old rotty, less then 3 months later he tore his acl. Nationwide covered all his bills including the vitamins he needs to take for his lifespan minus his deductible. He had surgery in March and is now running around great! Thank you

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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