Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,744

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Melissa

So helpful and easy to submit claims

It's so helpful to have pet insurance. The vet office submitted my claims via fax which was easy for me. I just wish it didn't take so long to process/approve the claim and payment.
5

out of 5

POSTED: | BY: Joanne

Glad we got insurance on Bubba.

Very glad we got insurance on Bubba, I feel it is an asset that does not break the bank. They are there for us when we need them even on the phone.
5

out of 5

POSTED: | BY: Jessica

Amazing pet insurance

Nationwide is outstanding and has really helped ensure that we have the best coverage for our dog who is like a child to us!
5

out of 5

POSTED: | BY: Ryan

Us and Lola are always taken care of!

Lola has had some had luck this year with a stay in the animal hospital, then an eye infection and then a foot infection. Perfectly healthy before this past few months but it helps us know our pet insurance plan has helped us along the way!
5

out of 5

POSTED: | BY: Anne

I am happy to have your support when and if I need it.

The only mistake I made is that I did not file a claim after every visit to a vet. I was told that based on the type of insurance that I selected there was no time limit. Now I see that it would have been important to file something after every vet visit, as going back 2 years as an example I would not remember.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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