Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Laura Martinelli

Quick, Easy & Dependable

I have been very happy with Nationwide! Our pup has been to the vet many times in our short year having him and the claims have been turned around quickly! The text message service has made it simple and FAST! We know he is in good hands and that we can get him checked out without worrying we can't afford the trip.
4

out of 5

POSTED: | BY: Alexandra Thompson

Relatively easy process but reimbursement takes a long time

Overall pretty happy with everything. Don't love that wellness visits are counted towards your deductable before reimbursement. If you only get necessary vaccines and the animal doesnt get sick or hurt you end up paying more for the added premium than what the vaccines cost themselves so it's a little double whammy. Also it always takes the maximum 1 month to process the claims. When I was with Pets Best they processed and paid out within 48 hours. Made a big difference I'd cash flow was low.
5

out of 5

POSTED: | BY: Beth Albone

Nationwide has been outstanding!

McFly has been suffering with ear infections and eye conjunctivitis. He seems to be much better and I don’t know what I would have done without Nationwide. We are keeping an eye on his ears and eyes and hoping there are no further problems. Thank you Nationwide!
5

out of 5

POSTED: | BY: Keely D

Thank you

Good service, I just wish the process was shorter instead of three weeks every time. Once review is complete the payment is issued quickly. It would be nice to talk to whoever reviews it.
5

out of 5

POSTED: | BY: Barbara Schultze

Wonderful service

The service was outstanding!
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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