5
out of 5
POSTED: | BY: Pamela Luccas
We love our pet insurance, great peace of mind.
I would never go without pet insurance again. It is easy to file claims, affordable, and gives us great peace of mind.
4.8
out of 5
Number of reviews 21,417
As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.
Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Dana
Easy to work with and covers just about everything.
So far so good. Easy to submit claims and processed rather quickly.
5
out of 5
POSTED: | BY: Steve Roy
Reviewing VPI
I have been extremely happy with the quickness and customer service for my pet insurance. I recommend the service to many others with pets of all ages.
4
out of 5
POSTED: | BY: Michele Zuniga
It's worth it when you need it
We didn't have pet insurance for our first dog that we lost in 2003. I did the math and had we had insurance, we would have saved money. She was healthy the first 3 years of her life but then got an illness we couldn't treat. She had IMHA and we were told that 60% of dogs can live with this disease on treatment. She was unfortunately in the 40% that didn't respond to treatment. For our second and third dog, we got pet insurance and it helps out when they get sick or injured. When they are old and dying, it really helps offset the cost of medical bills. I wish they would cover more as the premiums are expensive but we'd end up paying more in the long run without it.
5
out of 5
POSTED: | BY: Candice Joyce
So glad we did this!
Our young male cat, Moses, is an indoor/outdoor guy. He stays close to home but finds lots to get into! He likes to eat and "play" with things that don't agree with him so we visit our vet with various and sundry ailments related to his outdoor adventures. Each year, our insurance has covered our expenses and more. Would NOT be without it. Claims are easy to file online and promptly paid.
Monthly Cost
Policies start at approximately $12 per month.
Coverage
Nationwide offers a variety of plans offering varying levels of coverage.
The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees.
All Nationwide members have complimentary 24/7 access to vethelpline.
Payout Limits
Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances.
There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.
Deductible
Annual deductibles range from $0 to $1,000.
Most popular annual deductible for Whole Pet with Wellness is $250.
Age Limits
No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness.
Other plans may have age restrictions.
Waiting Period
14-day waiting period after application approved and payment of premium is received.
Exclusions
Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months).
Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most.
As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.
In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.