Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,771

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Anne

Great service and care

Thank you for great service and prompt review of claims
5

out of 5

POSTED: | BY: Silvija

Very happy with my dog and her insurance.

Customer for over a year, and up to now all claims paid according to my policy. Very satisfied
5

out of 5

POSTED: | BY: Amy

Nationwide Never Lets Me Down

I have had pet insurance for as long as I’ve had dogs (about 17 years). I have been through three cancer diagnoses, as well as 4 years of chemo for my dog, Raven. My dogs have lived into their teens and I could not have given them the great lives they had if not for Nationwide! The benefits are amazing, and have helped me to afford life-saving treatments. In addition, the great compassion and kindness I received from the representatives when it came time to say goodbye to my beloved pets was so very comforting and appreciated. I recommend this insurance to anyone with a new pet!
5

out of 5

POSTED: | BY: joann

always happy with Buddy's policy

For the nearly five years we've had this policy, I can say it's been good coverage continuously. would like premiums to be lower. Also, it seems to take too long for the reimbursement to be completed.
5

out of 5

POSTED: | BY: Dianna

I love having the peace of mind that I can afford not to compromise the best treatment for their health because of price.

I love having insurance coverage for sick visits for Skye because I don’t have to put off taking her for treatment because of finances.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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