Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Anne Van

I am happy to have your support when and if I need it.

The only mistake I made is that I did not file a claim after every visit to a vet. I was told that based on the type of insurance that I selected there was no time limit. Now I see that it would have been important to file something after every vet visit, as going back 2 years as an example I would not remember.
5

out of 5

POSTED: | BY: John Moseley

What a relief to have pet medical insurance

My husband is disabled and we live on a fixed income. Keeping his service dog healthy is critical to both of their well being and having Natiowide Pet Insurance has repeatedly been a great blessing. Although we must pay up front for vet services, and there is a $250 deductible, it is so worth it to get all of Hawkeye's wellness taken care of each year, and then to know we can afford to have his teeth cleaned or have other emergency vet services covered 80% if we need them. Nationwide pays promptly, and is helpful and easy to communicate with whenever we have questions or need help. We highly recommend Nationwide Pet Insurance for peace of mind and great service.
5

out of 5

POSTED: | BY: Helen Harrington

Wonderful service.

It is so good to have Nationwide insurance for my dog. I'm not sure how I could have handled the expense without it. Their service is fantastic both in terms of coverage and the speen with which they address the claims. I highly recommend them to anyone with a pet.
5

out of 5

POSTED: | BY: Asher Jay

Great and prompt service

I am grateful I acquired insurance! This was so necessary. Wish I had gotten more coverage on his neutering at Humane Society in NyC.
5

out of 5

POSTED: | BY: Ben Noah

Great service!

Service is always prompt.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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